[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/pujcka-a-uver-od-statu\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/pujcka-a-uver-od-statu\/","headline":"P\u016fj\u010dka a \u00fav\u011br od st\u00e1tu","name":"P\u016fj\u010dka a \u00fav\u011br od st\u00e1tu","description":"P\u0159em\u00fd\u0161l\u00edte nad p\u016fj\u010dkou od st\u00e1tu? \u010cetli jste n\u011bkde zaj\u00edmav\u00e9 informace o tom, \u017ee st\u00e1t V\u00e1m m\u016f\u017ee p\u016fj\u010dit a\u017e dva miliony? Kdy\u017e se \u0159ekne p\u016fj\u010dka nebo \u00fav\u011br od st\u00e1tu, sklo\u0148uje se v&nbsp;leto\u0161n\u00edm roce jedna d\u016fle\u017eit\u00e1 p\u016fj\u010dka. Jak\u00e9 jsou jej\u00ed parametry? Kdo si m\u016f\u017ee p\u016fj\u010dit? Je omezen\u00e1, nebo jak to vlastn\u011b funguje? St\u00e1tn\u00ed fond vy\u010dlenil n\u011bkolik stovek &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/pujcka-a-uver-od-statu\/\"> <span class=\"screen-reader-text\">P\u016fj\u010dka a \u00fav\u011br od st\u00e1tu<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-17","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/pujcka-a-uver-od-statu\/","about":["P\u016fj\u010dky"],"wordCount":447,"articleBody":"P\u0159em\u00fd\u0161l\u00edte nad p\u016fj\u010dkou od st\u00e1tu? \u010cetli jste n\u011bkde zaj\u00edmav\u00e9 informace o tom, \u017ee st\u00e1t V\u00e1m m\u016f\u017ee p\u016fj\u010dit a\u017e dva miliony? Kdy\u017e se \u0159ekne p\u016fj\u010dka nebo \u00fav\u011br od st\u00e1tu, sklo\u0148uje se v&nbsp;leto\u0161n\u00edm roce jedna d\u016fle\u017eit\u00e1 p\u016fj\u010dka. Jak\u00e9 jsou jej\u00ed parametry? Kdo si m\u016f\u017ee p\u016fj\u010dit? Je omezen\u00e1, nebo jak to vlastn\u011b funguje?St\u00e1tn\u00ed fond vy\u010dlenil n\u011bkolik stovek milion\u016f na rozvoj bydlen\u00ed. Kdy\u017e se \u0159ekne \u00fav\u011br od st\u00e1tu, sklo\u0148uje se pouze jeden. A t\u00edm je \u00fav\u011br pro mlad\u00e9 na bydlen\u00ed.Mlad\u00ed lid\u00e9 si od st\u00e1tu mohou p\u0159ij\u00edt a\u017e na dva miliony korun. Pen\u00edze si mohou p\u016fj\u010dit, pokud si za\u0159izuj\u00ed vlastn\u00ed bydlen\u00ed. \u010cili jsou pen\u00edze vhodn\u00e9 na stavbu domu nebo koupi bytu. Do t\u00e9to kategorie spadaj\u00ed tak\u00e9 rekonstrukce. M\u016f\u017eete tedy stav\u011bt d\u016fm, koupit d\u016fm, koupit byt, rekonstruovat d\u016fm \u010di byt.&nbsp; Samoz\u0159ejm\u011b, v\u0161echno m\u00e1 sv\u00e1 omezen\u00ed.\tJak\u00e9 jsou podm\u00ednky pro z\u00edsk\u00e1n\u00ed p\u016fj\u010dky od st\u00e1tu?P\u016fj\u010dit si mohou mlad\u00ed man\u017eel\u00e9 nebo p\u00e1ry, kter\u00e9 vychov\u00e1vaj\u00ed d\u00edt\u011b \u010di d\u011bti nebo maj\u00ed osvojen\u00e9 d\u00edt\u011b \u010di d\u011bti. Podm\u00ednkou je, aby jednomu z&nbsp;man\u017eel\u016f nebo partner\u016f bylo m\u00e9n\u011b ne\u017e 36 let. \u017d\u00e1dat o p\u016fj\u010dku m\u016f\u017ee tak\u00e9 \u010dlov\u011bk, kter\u00fd nen\u00ed v&nbsp;man\u017eelstv\u00ed, m\u00e1 do 36 let v\u011bku a trvale pe\u010duje o d\u00edt\u011b do 15 let. Samoz\u0159ejmost\u00ed tak\u00e9 je, \u017ee tito lid\u00e9 nesm\u00ed vlastnit \u017e\u00e1dnou nemovitost. P\u016fj\u010dka od st\u00e1tu m\u016f\u017ee mlad\u00fdm lidem pomoci vy\u0159e\u0161it jejich probl\u00e9m s&nbsp;bydlen\u00edm.V&nbsp;n\u011bkter\u00fdch p\u0159\u00edpadech nahrazuj\u00ed hypot\u00e9ku. St\u00e1t m\u016f\u017ee poskytnout p\u016fj\u010dku ve v\u00fd\u0161i od t\u0159iceti a\u017e po 300 tis\u00edc korun na rekonstrukci a a\u017e 1&nbsp;200&nbsp;000 na koupi bytu. \u00dav\u011br v\u0161ak m\u016f\u017ee pokr\u00fdvat pouze 80 % z&nbsp;ceny nemovitosti. Stavba domu je trochu n\u011bco jin\u00e9ho, tak\u017ee v&nbsp;tomto p\u0159\u00edpad\u011b poskytuje a\u017e dva miliony, a to jak na koupi domu, tak na jeho v\u00fdstavbu. Op\u011bt plat\u00ed ji\u017e zm\u00edn\u011bn\u00fdch 80 %, kter\u00e9 hrad\u00ed skute\u010dnou hodnotu. Bere se v&nbsp;potaz i pozemek, kter\u00fd se zapo\u010d\u00edt\u00e1v\u00e1 do hodnoty.A jak je to s&nbsp;dobou splatnosti? V&nbsp;p\u0159\u00edpad\u011b rekonstrukce maxim\u00e1ln\u011b 10 let, v&nbsp;p\u0159\u00edpad\u011b po\u0159\u00edzen\u00ed nov\u00e9ho bydlen\u00ed se m\u016f\u017ee jednat a\u017e o 20 let spl\u00e1cen\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka a \u00fav\u011br od st\u00e1tu","item":"https:\/\/www.zerba.cz\/pujcka-a-uver-od-statu\/#breadcrumbitem"}]}]