[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/pujcka-a-uver-pro-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/pujcka-a-uver-pro-podnikatele\/","headline":"P\u016fj\u010dka a \u00fav\u011br pro podnikatele","name":"P\u016fj\u010dka a \u00fav\u011br pro podnikatele","description":"Podnik\u00e1te a pot\u0159ebujete p\u0159eklenout hor\u0161\u00ed obdob\u00ed? Dost\u00e1v\u00e1te se do slo\u017eit\u00e9 situace, proto\u017ee odb\u011bratel\u00e9 nezaplatili v\u010das? Nem\u00e1te na dal\u0161\u00ed spl\u00e1tky spojen\u00e9 s&nbsp;podnik\u00e1n\u00edm? P\u0159eklenut\u00ed ur\u010dit\u00e9ho obdob\u00ed, napln\u011bn\u00ed sklad\u016f, z\u00e1soba materi\u00e1l\u016f, koup\u011b stoj\u016f, za\u0159\u00edzen\u00ed a vybaven\u00ed, ale i investice do nov\u00e9ho portfolia, to v\u0161echno mohou b\u00fdt mo\u017enosti, kv\u016fli kter\u00fdm jste se rozhodli pro p\u016fj\u010dku. Tak\u017ee jakou sjednat? Jste-li &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/pujcka-a-uver-pro-podnikatele\/\"> <span class=\"screen-reader-text\">P\u016fj\u010dka a \u00fav\u011br pro podnikatele<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-19","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/pujcka-a-uver-pro-podnikatele\/","about":["P\u016fj\u010dky"],"wordCount":440,"articleBody":"Podnik\u00e1te a pot\u0159ebujete p\u0159eklenout hor\u0161\u00ed obdob\u00ed? Dost\u00e1v\u00e1te se do slo\u017eit\u00e9 situace, proto\u017ee odb\u011bratel\u00e9 nezaplatili v\u010das? Nem\u00e1te na dal\u0161\u00ed spl\u00e1tky spojen\u00e9 s&nbsp;podnik\u00e1n\u00edm? P\u0159eklenut\u00ed ur\u010dit\u00e9ho obdob\u00ed, napln\u011bn\u00ed sklad\u016f, z\u00e1soba materi\u00e1l\u016f, koup\u011b stoj\u016f, za\u0159\u00edzen\u00ed a vybaven\u00ed, ale i investice do nov\u00e9ho portfolia, to v\u0161echno mohou b\u00fdt mo\u017enosti, kv\u016fli kter\u00fdm jste se rozhodli pro p\u016fj\u010dku. Tak\u017ee jakou sjednat? Jste-li firma, podnik nebo OSV\u010c, pak se bude jednat o \u00fav\u011br pro podnikatele, kter\u00fd najdete tak\u00e9 pod n\u00e1zvem p\u016fj\u010dka pro podnikatele. V&nbsp;p\u0159\u00edpad\u011b podnikatelsk\u00fdch \u00fav\u011br\u016f m\u016f\u017eete a nemus\u00edte ru\u010dit nemovitost\u00ed. V\u011bt\u0161inou z\u00e1le\u017e\u00ed na v\u00fd\u0161i \u00fav\u011bru.P\u016fj\u010dka podnikatel\u016fm m\u016f\u017ee b\u00fdt poskytnuta tak\u00e9 v&nbsp;r\u00e1mci za\u010d\u00ednaj\u00edc\u00edho podnik\u00e1n\u00ed. V&nbsp;t\u011bchto p\u0159\u00edpadech se v\u0161ak v\u011bt\u0161inou \u017e\u00e1d\u00e1 u nebankovn\u00edch spole\u010dnost\u00ed. Ty poskytuj\u00ed finance i za p\u0159edpokladu, \u017ee je\u0161t\u011b nem\u00e1te da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, kter\u00e9 m\u016f\u017eete dolo\u017eit, a posta\u010d\u00ed jim podnikatelsk\u00fd z\u00e1m\u011br.\tPodnikatelsk\u00e9 \u00fav\u011bry se rozd\u011bluj\u00ed na provozn\u00ed a investi\u010dn\u00ed\t\tProvozn\u00edPoskytuj\u00ed je banky i nebankovn\u00ed spole\u010dnosti. Provozn\u00ed je b\u011b\u017en\u011bj\u0161\u00ed \u00fav\u011br na krat\u0161\u00ed \u010dasov\u00e9 obdob\u00ed a s&nbsp;men\u0161\u00edm finan\u010dn\u00edm zat\u00ed\u017een\u00edm \u010dili si berete men\u0161\u00ed \u010d\u00e1stku. S&nbsp;financemi m\u016f\u017eete hradit b\u011b\u017en\u00e9 v\u00fddaje, faktury, platby, mzdy, odvody, soci\u00e1ln\u00ed a zdravotn\u00ed, p\u0159eklenout hor\u0161\u00ed m\u011bs\u00edce, ale i nakoupit pot\u0159ebn\u00e9 v\u011bci. V&nbsp;r\u00e1mci provozn\u00edho \u00fav\u011bru lze vyu\u017e\u00edt mo\u017enosti kontokorentu. Dal\u0161\u00ed z&nbsp;mo\u017enost\u00ed, jak vyzr\u00e1t na podnikatelskou p\u016fj\u010dku je z\u0159\u00edzen\u00ed kreditn\u00ed karty ur\u010den\u00e9 speci\u00e1ln\u011b pro podnikatele. Podnikatelsk\u00e1 p\u016fj\u010dka toti\u017e m\u016f\u017ee b\u00fdt ch\u00e1p\u00e1na r\u016fzn\u00fdm zp\u016fsobem, tak\u017ee existuje hned n\u011bkolik mo\u017enost\u00ed, jak z\u00edskat pen\u00edze pro podnik\u00e1n\u00ed. Proto m\u016f\u017eete vyu\u017e\u00edt tak\u00e9 r\u016fzn\u00fdch v\u00fdpo\u010dt\u016f, v&nbsp;tom rozhodn\u011b pom\u016f\u017ee \u00fav\u011br pro podnikatele kalkula\u010dka, kterou najdete na internetu.&nbsp;\t\tInvesti\u010dn\u00edInvesti\u010dn\u00ed p\u016fj\u010dky pro podnikatele jsou ur\u010den\u00e9 na velk\u00e9 akce. To znamen\u00e1 na roz\u0161\u00ed\u0159en\u00ed podnik\u00e1n\u00ed, na velk\u00e9 investice do vybaven\u00ed, na n\u00e1kup stroj\u016f a za\u0159\u00edzen\u00ed. \u00dav\u011bry pro podnikatele tohoto typu jsou tak\u00e9 vhodn\u00e9 pro rekonstrukce nemovitost\u00ed, na v\u00fdstavbu hal \u010di opravy a modernizace st\u00e1vaj\u00edc\u00edch nemovitost\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                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