[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/pujcka-ano-ci-ne\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/pujcka-ano-ci-ne\/","headline":"P\u016fj\u010dka ano \u010di ne?","name":"P\u016fj\u010dka ano \u010di ne?","description":"Reklamyv&nbsp;televizi, na internetu, v&nbsp;r\u00e1diu nebo na str\u00e1nce banky, kde m\u00e1me \u00fa\u010det, let\u00e1ky ve schr\u00e1nce. N\u011bkdy n\u00e1m p\u0159ipad\u00e1, \u017ee to hrani\u010d\u00ed s&nbsp;obt\u011b\u017eov\u00e1n\u00edm, n\u011bkdy je t\u011b\u017ek\u00e9 odolat. D\u0159\u00edve byli lid\u00e9 mnohem trp\u011bliv\u011bj\u0161\u00ed, necht\u011bli v\u0161echno hned. Byli schopni na\u0161et\u0159it a teprve si koupit. A\u0165 u\u017e se jednalo o cokoliv. Dne\u0161n\u00ed trend je m\u00edt to hned. Bydlet co nejd\u0159\u00edve, &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/pujcka-ano-ci-ne\/\"> <span class=\"screen-reader-text\">P\u016fj\u010dka ano \u010di ne?<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2017-08-16","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a297814_w1990_t1508185646.png","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a297814_w1990_t1508185646.png","height":"","width":""},"url":"https:\/\/www.zerba.cz\/pujcka-ano-ci-ne\/","about":["P\u016fj\u010dky"],"wordCount":442,"articleBody":"Reklamyv&nbsp;televizi, na internetu, v&nbsp;r\u00e1diu nebo na str\u00e1nce banky, kde m\u00e1me \u00fa\u010det, let\u00e1ky ve schr\u00e1nce. N\u011bkdy n\u00e1m p\u0159ipad\u00e1, \u017ee to hrani\u010d\u00ed s&nbsp;obt\u011b\u017eov\u00e1n\u00edm, n\u011bkdy je t\u011b\u017ek\u00e9 odolat.D\u0159\u00edve byli lid\u00e9 mnohem trp\u011bliv\u011bj\u0161\u00ed, necht\u011bli v\u0161echno hned. Byli schopni na\u0161et\u0159it a teprve si koupit. A\u0165 u\u017e se jednalo o cokoliv. Dne\u0161n\u00ed trend je m\u00edt to hned. Bydlet co nejd\u0159\u00edve, m\u00edt v\u0161echno za\u0159\u00edzen\u00ed hned. Je to ot\u00e1zka \u00farovn\u011b \u017eit\u00ed. Pokud nem\u00e1me probl\u00e9my se spl\u00e1cen\u00edm, tak pro\u010d ne? Ale kdo z&nbsp;n\u00e1s m\u00e1 jistou pr\u00e1ci? Kdo m\u00e1 jistotu, \u017ee neonemocn\u00ed nebo se mu nerozpadne man\u017eelstv\u00ed?Kdysi jsme si koupili n\u00e1bytek a vydr\u017eel n\u00e1m cel\u00fd \u017eivot. Dnes se v\u0161echno zbo\u017e\u00ed pova\u017euje za spot\u0159ebn\u00ed a mnohokr\u00e1t se mus\u00ed vym\u011bnit, proto\u017ee prost\u011b nevydr\u017e\u00ed. Jsou i tac\u00ed, co si berou p\u016fj\u010dku na drahou dovolenou, aby se mohli uk\u00e1zat p\u0159ed rodinou a zn\u00e1m\u00fdmi.&nbsp;Ruku na srdce &ndash; u\u017eili byste si takovou dovolenou? Kdy\u017e si p\u0159edstav\u00edme, jak dlouho ji budeme spl\u00e1cet, tak asi ne.Jedna v\u011bc je dovolen\u00e1, ale spousta lid\u00ed si bere p\u016fj\u010dku na to, aby zaplatili p\u016fj\u010dku jinou, a to je p\u0159\u00edm\u00e1 cesta do pekla. \u010c\u00edm v\u00edce p\u016fj\u010dek, t\u00edm v\u00edce hroz\u00ed exekuc\u00ed. Mohli bychom p\u0159ij\u00edt i o st\u0159echu nad hlavou. M\u011bli bychom se sna\u017eit, pokud to jen trochu jde, aby n\u00e1m z\u016fst\u00e1vala n\u011bjak\u00e1 rezerva, kdy\u017e je nap\u0159\u00edklad pot\u0159eba koupit n\u011bkter\u00fd spot\u0159ebi\u010d, kter\u00fd u\u017e nelze opravit a m\u00e1 vysokou spot\u0159ebu.Nam\u00edtnete-z&nbsp;\u010deho ud\u011blat rezervu?Kdy\u017e si ka\u017ed\u00fd m\u011bs\u00edc d\u00e1te bokem n\u011bjakou \u010d\u00e1stku. Z&nbsp;\u010deho?Kdy\u017e si vezmete p\u016fj\u010dku, tak spl\u00e1tku zaplatit mus\u00edte.Tady vid\u00edte, \u017ee rezervy m\u00e1te. I na \u00faroky m\u00e1te. O kolik zaplat\u00edte nav\u00edc, taky v\u00edte?Ne\u017e si vezmete p\u016fj\u010dku, tak si ji spo\u010d\u00edtejte, aby v\u00e1s nep\u0159ekvapila.Bohu\u017eel odkl\u00e1d\u00e1n\u00edm z&nbsp;v\u00fdplaty na v\u0161echno nena\u0161et\u0159\u00edte. Kdy\u017e si chcete koupit d\u016fm nebo byt, bez p\u016fj\u010dky, hypot\u00e9ky nebo \u00fav\u011bru se neobejdete, bu\u010fte opatrn\u00ed a v\u0161echno si dob\u0159e promyslete. Jedn\u00e1 se o investici na dlouhou dobu a nikdy nev\u00edte, co se v\u00e1m za tu dobu p\u0159ihod\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka ano \u010di ne?","item":"https:\/\/www.zerba.cz\/pujcka-ano-ci-ne\/#breadcrumbitem"}]}]