[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/pujcka-pro-lidi-v-insolvenci\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/pujcka-pro-lidi-v-insolvenci\/","headline":"P\u016fj\u010dka pro lidi v insolvenci","name":"P\u016fj\u010dka pro lidi v insolvenci","description":"Insolvence rovn\u00e1 se, to nechcete za\u017e\u00edt. T\u011bmito slovy klidn\u011b m\u016f\u017eeme za\u010d\u00edt, kdy\u017e se budeme bavit o insolvenci, proto\u017ee jakmile se do n\u00ed dostanete, znamen\u00e1 to, \u017ee jste si pro\u0161li t\u011b\u017ek\u00fdmi dluhy. Insolvence je jin\u00fd n\u00e1zev pro platebn\u00ed neschopnost nebo tak\u00e9 \u00fapadek a t\u00fdk\u00e1 se samoz\u0159ejm\u011b financ\u00ed, spl\u00e1cen\u00ed p\u016fj\u010dek \u010di \u00fav\u011br\u016f. Pokud nen\u00ed \u010dlov\u011bk schopen spl\u00e1cet &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/pujcka-pro-lidi-v-insolvenci\/\"> <span class=\"screen-reader-text\">P\u016fj\u010dka pro lidi v insolvenci<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-01","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/pujcka-pro-lidi-v-insolvenci\/","about":["P\u016fj\u010dky"],"wordCount":514,"articleBody":"Insolvence rovn\u00e1 se, to nechcete za\u017e\u00edt. T\u011bmito slovy klidn\u011b m\u016f\u017eeme za\u010d\u00edt, kdy\u017e se budeme bavit o insolvenci, proto\u017ee jakmile se do n\u00ed dostanete, znamen\u00e1 to, \u017ee jste si pro\u0161li t\u011b\u017ek\u00fdmi dluhy. Insolvence je jin\u00fd n\u00e1zev pro platebn\u00ed neschopnost nebo tak\u00e9 \u00fapadek a t\u00fdk\u00e1 se samoz\u0159ejm\u011b financ\u00ed, spl\u00e1cen\u00ed p\u016fj\u010dek \u010di \u00fav\u011br\u016f. Pokud nen\u00ed \u010dlov\u011bk schopen spl\u00e1cet sv\u00e9 z\u00e1vazky &ndash; sv\u00e9 dluhy, tak se m\u016f\u017ee dostat do finan\u010dn\u00edch probl\u00e9m\u016f. Jestli\u017ee m\u00e1 jednu nebo i v\u00edce p\u016fj\u010dek a nedok\u00e1\u017ee spl\u00e1cet \u017e\u00e1dnou, znamen\u00e1 to, \u017ee bude zaps\u00e1n v&nbsp;registrech dlu\u017en\u00edk\u016f bankovn\u00edch \u010di nebankovn\u00edch a u\u017e jen t\u011b\u017eko z\u00edsk\u00e1 n\u011bkde p\u016fj\u010dku. Tato situace m\u016f\u017ee nastat jak v&nbsp;osobn\u00edm \u017eivot\u011b, tak tak\u00e9 v&nbsp;krachuj\u00edc\u00ed firm\u011b. V\u011bt\u0161inou se projevuje zabaven\u00edm majetku \u010di exekuc\u00ed. Zastav\u00ed se jak\u00e9koliv platby a majetek bude d\u00e1n do dra\u017eby, aby mohl klient ze z\u00edskan\u00fdch financ\u00ed splatit alespo\u0148 n\u011bjak\u00e9 dluhy \u010dili jejich \u010d\u00e1st, nebo uhradit ve\u0161ker\u00e9 sv\u00e9 z\u00e1vazky. V\u0161echny tyto mo\u017enosti ji\u017e spadaj\u00ed pod soudn\u00ed \u0159\u00edzen\u00ed. O insolvenci se tedy \u017e\u00e1d\u00e1 u soudu, a to v&nbsp;p\u0159\u00edpad\u011b, \u017ee nejsme schopni z&nbsp;dlouhodob\u00e9ho hlediska spl\u00e1cet sv\u00e9 z\u00e1vazky. Sv\u00e9 dluhy v\u0161ak i po insolvenci a soudn\u00edm \u0159\u00edzen\u00ed mus\u00edte platit. Insolvence tedy neznamen\u00e1, \u017ee by klientovi dluhy z&nbsp;jednoho dne na druh\u00fd zmizely. Proto se mnohdy klienti uchyluj\u00ed pro takzvan\u00e9 p\u016fj\u010dky v&nbsp;insolvenci.\tPosledn\u00ed z\u00e1chranaJakmile spadnete do insolvence, mus\u00edte sv\u00e9 z\u00e1vazky i p\u0159esto platit. B\u011bhem dal\u0161\u00edch p\u011bti let bychom m\u011bli splatit alespo\u0148 30 % dluh\u016f. P\u016fj\u010dka v&nbsp;insolvenci je mo\u017en\u00e1 a zprost\u0159edkov\u00e1vaj\u00ed ji nebankovn\u00ed spole\u010dnosti. P\u016fj\u010dka pro lidi v&nbsp;insolvenci m\u016f\u017ee m\u00edt r\u016fznou v\u00fd\u0161i. N\u00edzk\u00e9 \u010d\u00e1stky se poskytuj\u00ed bez ru\u010ditele, bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f a s&nbsp;toleranc\u00ed z\u00e1znam\u016f v&nbsp;registrech. Takov\u00e1to p\u016fj\u010dka p\u0159i insolvenci je i rychle vy\u0159\u00edzen\u00e1. Vy\u0159\u00edzen\u00ed zabere p\u00e1r minut, proto\u017ee v\u0161e se dojedn\u00e1v\u00e1 p\u0159es po\u010d\u00edta\u010d takzvan\u011b online. P\u016fj\u010dky pro lidi v&nbsp;insolvenci se daj\u00ed ozna\u010dit za jakousi posledn\u00ed z\u00e1chranu.Ne v\u0161echny insolvence se \u0159e\u0161\u00ed t\u00edm zp\u016fsobem, \u017ee se mus\u00ed prod\u00e1vat majetek. Jednou z&nbsp;mo\u017enost\u00ed je i spl\u00e1tkov\u00fd kalend\u00e1\u0159. P\u016fj\u010dka pro klienty v&nbsp;insolvenci m\u016f\u017ee zajistit pen\u00edze, se kter\u00fdmi m\u016f\u017eete nalo\u017eit podle libosti \u010dili s&nbsp;nimi m\u016f\u017eete najednou zaplatit nebo postupn\u011b spl\u00e1cet sv\u00e9 dluhy.V\u017edy si mus\u00edte v\u0161echno p\u0159edem dob\u0159e rozmyslet. Poskytnut\u00ed p\u016fj\u010dky v&nbsp;insolvenci je mo\u017en\u00e9, ale ka\u017ed\u00fd by si m\u011bl podobnou p\u016fj\u010dku dob\u0159e promyslet, zdali je opravdu schopen spl\u00e1cet.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka pro lidi v insolvenci","item":"https:\/\/www.zerba.cz\/pujcka-pro-lidi-v-insolvenci\/#breadcrumbitem"}]}]