[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/pujcky-prostrednictvim-p2p-platformy\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/pujcky-prostrednictvim-p2p-platformy\/","headline":"P\u016fj\u010dky prost\u0159ednictv\u00edm P2P platformy","name":"P\u016fj\u010dky prost\u0159ednictv\u00edm P2P platformy","description":"N\u011bkdo pot\u0159ebuje p\u016fj\u010dit a n\u011bkdo zase m\u00e1 p\u0159ebyte\u010dn\u00e9 pen\u00edze, kter\u00e9 pr\u00e1v\u011b nepot\u0159ebuje. A pr\u00e1v\u011b spojen\u00ed t\u011bchto dvou t\u00e1bor\u016f lid\u00ed je z\u00e1kladem p\u016fj\u010dek se zvl\u00e1\u0161tn\u00edm n\u00e1zvem P2P. Zkratka poch\u00e1z\u00ed z anglick\u00e9ho Peer to Peer (rovn\u00fd s rovn\u00fdm) a ozna\u010duje finan\u010dn\u00ed slu\u017eby, kde lid\u00e9 p\u016fj\u010duj\u00ed lidem. D\u011bje se tak prost\u0159ednictv\u00edm P2P platformy, kter\u00e1 p\u016fj\u010dku zprost\u0159edkuje. Ta sama &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/pujcky-prostrednictvim-p2p-platformy\/\"> <span class=\"screen-reader-text\">P\u016fj\u010dky prost\u0159ednictv\u00edm P2P platformy<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2017-08-12","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a297352_w1997_t1507828265.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a297352_w1997_t1507828265.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/pujcky-prostrednictvim-p2p-platformy\/","about":["P\u016fj\u010dky"],"wordCount":437,"articleBody":"N\u011bkdo pot\u0159ebuje p\u016fj\u010dit a n\u011bkdo zase m\u00e1 p\u0159ebyte\u010dn\u00e9 pen\u00edze, kter\u00e9 pr\u00e1v\u011b nepot\u0159ebuje. A pr\u00e1v\u011b spojen\u00ed t\u011bchto dvou t\u00e1bor\u016f lid\u00ed je z\u00e1kladem p\u016fj\u010dek se zvl\u00e1\u0161tn\u00edm n\u00e1zvem P2P. Zkratka poch\u00e1z\u00ed z anglick\u00e9ho Peer to Peer (rovn\u00fd s rovn\u00fdm) a ozna\u010duje finan\u010dn\u00ed slu\u017eby, kde lid\u00e9 p\u016fj\u010duj\u00ed lidem. D\u011bje se tak prost\u0159ednictv\u00edm P2P platformy, kter\u00e1 p\u016fj\u010dku zprost\u0159edkuje.Ta sama pen\u00edze nep\u016fj\u010duje ani neru\u010d\u00ed za jejich vracen\u00ed. Firmy, kter\u00e9 P2P provozuj\u00ed, se staraj\u00ed o administrativn\u00ed z\u00e1le\u017eitosti &#8211; poskytuj\u00ed vzory smluv, pr\u00e1vn\u00ed servis a ov\u011b\u0159uj\u00ed bonitu klient\u016f. U n\u00e1s jsou nejzn\u00e1m\u011bj\u0161\u00ed:&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Bankerat= klasick\u00e1 internetov\u00e1 aukce s popt\u00e1vkou a nab\u00eddkou, v\u00fd\u0161ku \u00faroku si domlouvaj\u00ed ob\u011b strany&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Banking on-line= princip aukce, z\u00e1jemci si stanov\u00ed \u00farok, kter\u00e9ho se v\u0161ak investo\u0159i nemus\u00ed dr\u017eet&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Benefi= pouze pro z\u00e1jemce, kte\u0159\u00ed mohou dolo\u017eit pravideln\u00fd p\u0159\u00edjem, \u00farok navrhne Benefi dle ratingu \u017eadatele&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Zonky= pat\u0159\u00ed do skupiny PPF a jako jedin\u00e1 m\u00e1 p\u0159\u00edstup do Bankovn\u00edho i nebankovn\u00edho registru klientsk\u00fdch informac\u00ed&nbsp;V\u00ddHODY A NEV\u00ddHODYPro soukromn\u00edky i firmy je organizov\u00e1n\u00ed p\u016fj\u010dek od \u010dlov\u011bka k \u010dlov\u011bku slu\u0161n\u00fdm v\u00fdchodiskem, kter\u00e9 eliminuje nep\u0159\u00edjemn\u00e9 situace p\u0159i vkl\u00e1d\u00e1n\u00ed pen\u011bz do n\u011bkter\u00fdch bankovn\u00edch produkt\u016f, kde svoji hodnotu ztr\u00e1cej\u00ed. Dlu\u017en\u00edky zase m\u016f\u017ee mazan\u00fd v\u011b\u0159itel p\u011bkn\u011b nap\u00e1lit. P\u016fj\u010dit si v\u0161ak m\u016f\u017eou i klienti, kter\u00fdm by v bank\u00e1ch podle jejich pravidel nep\u016fj\u010dili. Proto klient s neblahou \u00fav\u011brovou minulost\u00ed m\u00edv\u00e1 \u00farok podstatn\u011b vy\u0161\u0161\u00ed ne\u017e klient s dobrou pov\u011bst\u00ed. Aby investo\u0159i omezili riziko ztr\u00e1ty, p\u016fj\u010duj\u00ed po men\u0161\u00edch \u010d\u00e1stk\u00e1ch, kdyby dlu\u017en\u00edk p\u0159estal platit.&nbsp;BUDOUCNOST ZAJI\u0160T\u011aNAZa optim\u00e1ln\u00edch okolnost\u00ed jsou p\u016fj\u010dky tohoto typu pro ob\u011b strany o mnoho v\u00fdhodn\u011bj\u0161\u00ed. Odborn\u00edci se shoduj\u00ed v tom, \u017ee do budoucna budou postupn\u011b mizet klasick\u00e9 p\u016fj\u010dky bankovn\u00ed i nef\u00e9r&nbsp;&nbsp; poskytovatel\u00e9 nebankovn\u00edch p\u016fj\u010dek. A jak by ne, kdy\u017e na syst\u00e9mu P2P jedni u\u0161et\u0159\u00ed a druz\u00ed vyd\u011blaj\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dky prost\u0159ednictv\u00edm P2P platformy","item":"https:\/\/www.zerba.cz\/pujcky-prostrednictvim-p2p-platformy\/#breadcrumbitem"}]}]