[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/reeskontni-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/reeskontni-uver\/","headline":"Reeskontn\u00ed \u00fav\u011br","name":"Reeskontn\u00ed \u00fav\u011br","description":"Obchodov\u00e1n\u00ed, bankovnictv\u00ed a celkov\u011b oblasti financov\u00e1n\u00ed a ekonomiky m\u00e1 mnoho tajn\u00fdch z\u00e1kout\u00ed, do kter\u00fdch n\u011bkte\u0159\u00ed lid\u00e9 nahl\u00e9dnou jen letmo. Dal\u0161\u00ed z&nbsp;pojm\u016f, kter\u00fd nen\u00ed v\u0161eobecn\u011b zn\u00e1m\u00fd, a tak se s&nbsp;n\u00edm m\u016f\u017eeme \u010dasto setkat jen okrajov\u011b, nebo pokud jej n\u011bkdy sly\u0161\u00edme, \u010di jsme o n\u011bm \u010detli, je reeskontn\u00ed \u00fav\u011br. Samoz\u0159ejm\u011b \u017ee existuj\u00ed lid\u00e9, kte\u0159\u00ed podobnou problematiku \u0159e\u0161\u00ed &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/reeskontni-uver\/\"> <span class=\"screen-reader-text\">Reeskontn\u00ed \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-13","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/reeskontni-uver\/","about":["P\u016fj\u010dky"],"wordCount":444,"articleBody":"Obchodov\u00e1n\u00ed, bankovnictv\u00ed a celkov\u011b oblasti financov\u00e1n\u00ed a ekonomiky m\u00e1 mnoho tajn\u00fdch z\u00e1kout\u00ed, do kter\u00fdch n\u011bkte\u0159\u00ed lid\u00e9 nahl\u00e9dnou jen letmo.Dal\u0161\u00ed z&nbsp;pojm\u016f, kter\u00fd nen\u00ed v\u0161eobecn\u011b zn\u00e1m\u00fd, a tak se s&nbsp;n\u00edm m\u016f\u017eeme \u010dasto setkat jen okrajov\u011b, nebo pokud jej n\u011bkdy sly\u0161\u00edme, \u010di jsme o n\u011bm \u010detli, je reeskontn\u00ed \u00fav\u011br. Samoz\u0159ejm\u011b \u017ee existuj\u00ed lid\u00e9, kte\u0159\u00ed podobnou problematiku \u0159e\u0161\u00ed denn\u011b, ale v&nbsp;\u0161ir\u0161\u00ed ve\u0159ejnosti nemus\u00ed b\u00fdt a\u017e tak podrobn\u011b zn\u00e1m\u00e1.Pojem reeskontn\u00ed \u00fav\u011br ozna\u010duje jak\u00fdsi druh slu\u017eby. Zdali to tak m\u016f\u017eeme nazvat. V&nbsp;praxi se jedn\u00e1 o to, \u017ee majitel sm\u011bnky pros\u00ed banku, aby odkoupila sm\u011bnku. Banka tedy jeho sm\u011bnku akceptuje, co\u017e v&nbsp;tomto p\u0159\u00edpad\u011b znamen\u00e1, \u017ee sm\u011bnku odkoup\u00ed \u010dili eskontuje. Tato sm\u011bnka je vystaven\u00e1 na dobu dlouhodob\u011b dop\u0159edu. Bude tedy m\u00edt splatnost a\u017e v&nbsp;budoucnu. Z\u00e1rove\u0148 v\u0161ak majitel sm\u011bnky p\u0159ich\u00e1z\u00ed o pr\u00e1va na sm\u011bnku. Banka po majiteli sm\u011bnky toti\u017e vy\u017eaduje, aby potvrdil p\u0159evod a aby byla cel\u00e1 transakce dokon\u010dena. Pr\u00e1va majitele sm\u011bnky zanikaj\u00ed a vznikaj\u00ed v\u016f\u010di bance neboli jsou p\u0159evedeny z&nbsp;majitele sm\u011bnky samoz\u0159ejm\u011b na banku.\tSm\u011bnka putuje z&nbsp;jedn\u00e9 strany na druhouSm\u011bnku tedy v\u017edy vystavuje n\u011bkdo takzvan\u011b jin\u00fd neboli ciz\u00ed. Nesm\u00ed se jednat o banku. Reeskontn\u00ed \u00fav\u011br v\u011bt\u0161inou souvis\u00ed s&nbsp;t\u00edm, \u017ee se pohybuje n\u011bkde zbo\u017e\u00ed. Proto b\u00fdvaj\u00ed tyto \u00fav\u011bry sjedn\u00e1v\u00e1ny v\u011bt\u0161inou mezi obchodn\u00edky a bankami. Z&nbsp;tohoto d\u016fvodu se s&nbsp;t\u00edm v\u011bt\u0161inou v&nbsp;b\u011b\u017en\u00e9m \u017eivot\u011b moc \u010dasto nesetk\u00e1me a tento pojem ani nesl\u00fdch\u00e1me. Ov\u0161em m\u016f\u017eeme m\u00edt podv\u011bdom\u00ed o tom, \u017ee je n\u011bco takov\u00e9ho mo\u017en\u00e9 a co se vlastn\u011b pod t\u00edmto pojmem skr\u00fdv\u00e1. M\u00edt alespo\u0148 n\u011bjakou p\u0159edstavu je rozhodn\u011b dal\u0161\u00edm plusem k&nbsp;na\u0161im znalostem. D\u00edky tomu si m\u016f\u017eeme roz\u0161\u00ed\u0159it sv\u00e9 obzory.Sm\u011bnka tedy putuje z&nbsp;jedn\u00e9 strany na druhou. M\u00e1 samoz\u0159ejm\u011b svou ur\u010ditou dobu splatnosti. V&nbsp;p\u0159\u00edpad\u011b, \u017ee by odb\u011bratel nemohl plnit sv\u00e9 z\u00e1vazky, by se banka mohla p\u0159\u00edpadn\u011b obr\u00e1tit na toho, kdo j\u00ed sm\u011bnku prodal.K&nbsp;tomuto t\u00e9matu se \u010dasto p\u0159idru\u017euj\u00ed i dal\u0161\u00ed n\u00e1zvy a souvislosti jako je nap\u0159\u00edklad lombardn\u00ed \u00fav\u011br. Toto t\u00e9ma je v\u0161ak takt\u00e9\u017e rozs\u00e1hl\u00e9.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Reeskontn\u00ed \u00fav\u011br","item":"https:\/\/www.zerba.cz\/reeskontni-uver\/#breadcrumbitem"}]}]