[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/reeskontni-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/reeskontni-uver\/","headline":"Reeskontn\u00ed \u00fav\u011br","name":"Reeskontn\u00ed \u00fav\u011br","description":"Obchodov\u00e1n\u00ed, bankovnictv\u00ed a celkov\u011b oblasti financov\u00e1n\u00ed a ekonomiky m\u00e1 mnoho tajn\u00fdch z\u00e1kout\u00ed, do kter\u00fdch n\u011bkte\u0159\u00ed lid\u00e9 nahl\u00e9dnou jen letmo. Dal\u0161\u00ed z\u00a0pojm\u016f, kter\u00fd nen\u00ed v\u0161eobecn\u011b zn\u00e1m\u00fd, a tak se s\u00a0n\u00edm m\u016f\u017eeme \u010dasto setkat jen okrajov\u011b, nebo pokud jej n\u011bkdy sly\u0161\u00edme, \u010di jsme o n\u011bm \u010detli, je reeskontn\u00ed \u00fav\u011br. Samoz\u0159ejm\u011b \u017ee existuj\u00ed lid\u00e9, kte\u0159\u00ed podobnou problematiku \u0159e\u0161\u00ed &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/reeskontni-uver\/\"> <span class=\"screen-reader-text\">Reeskontn\u00ed \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-13","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384397_4x3_20260815_225906_zjS1d4.jpg","url":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384397_4x3_20260815_225906_zjS1d4.jpg","height":0,"width":0},"url":"https:\/\/www.zerba.cz\/reeskontni-uver\/","about":["P\u016fj\u010dky"],"wordCount":428,"articleBody":"Obchodov\u00e1n\u00ed, bankovnictv\u00ed a celkov\u011b oblasti financov\u00e1n\u00ed a ekonomiky m\u00e1 mnoho tajn\u00fdch z\u00e1kout\u00ed, do kter\u00fdch n\u011bkte\u0159\u00ed lid\u00e9 nahl\u00e9dnou jen letmo.Dal\u0161\u00ed z\u00a0pojm\u016f, kter\u00fd nen\u00ed v\u0161eobecn\u011b zn\u00e1m\u00fd, a tak se s\u00a0n\u00edm m\u016f\u017eeme \u010dasto setkat jen okrajov\u011b, nebo pokud jej n\u011bkdy sly\u0161\u00edme, \u010di jsme o n\u011bm \u010detli, je reeskontn\u00ed \u00fav\u011br. Samoz\u0159ejm\u011b \u017ee existuj\u00ed lid\u00e9, kte\u0159\u00ed podobnou problematiku \u0159e\u0161\u00ed denn\u011b, ale v\u00a0\u0161ir\u0161\u00ed ve\u0159ejnosti nemus\u00ed b\u00fdt a\u017e tak podrobn\u011b zn\u00e1m\u00e1.Pojem reeskontn\u00ed \u00fav\u011br ozna\u010duje jak\u00fdsi druh slu\u017eby. Zdali to tak m\u016f\u017eeme nazvat. V\u00a0praxi se jedn\u00e1 o to, \u017ee majitel sm\u011bnky pros\u00ed banku, aby odkoupila sm\u011bnku. Banka tedy jeho sm\u011bnku akceptuje, co\u017e v\u00a0tomto p\u0159\u00edpad\u011b znamen\u00e1, \u017ee sm\u011bnku odkoup\u00ed \u010dili eskontuje. Tato sm\u011bnka je vystaven\u00e1 na dobu dlouhodob\u011b dop\u0159edu. Bude tedy m\u00edt splatnost a\u017e v\u00a0budoucnu. Z\u00e1rove\u0148 v\u0161ak majitel sm\u011bnky p\u0159ich\u00e1z\u00ed o pr\u00e1va na sm\u011bnku. Banka po majiteli sm\u011bnky toti\u017e vy\u017eaduje, aby potvrdil p\u0159evod a aby byla cel\u00e1 transakce dokon\u010dena. Pr\u00e1va majitele sm\u011bnky zanikaj\u00ed a vznikaj\u00ed v\u016f\u010di bance neboli jsou p\u0159evedeny z\u00a0majitele sm\u011bnky samoz\u0159ejm\u011b na banku.\tSm\u011bnka putuje z\u00a0jedn\u00e9 strany na druhouSm\u011bnku tedy v\u017edy vystavuje n\u011bkdo takzvan\u011b jin\u00fd neboli ciz\u00ed. Nesm\u00ed se jednat o banku. Reeskontn\u00ed \u00fav\u011br v\u011bt\u0161inou souvis\u00ed s\u00a0t\u00edm, \u017ee se pohybuje n\u011bkde zbo\u017e\u00ed. Proto b\u00fdvaj\u00ed tyto \u00fav\u011bry sjedn\u00e1v\u00e1ny v\u011bt\u0161inou mezi obchodn\u00edky a bankami. Z\u00a0tohoto d\u016fvodu se s\u00a0t\u00edm v\u011bt\u0161inou v\u00a0b\u011b\u017en\u00e9m \u017eivot\u011b moc \u010dasto nesetk\u00e1me a tento pojem ani nesl\u00fdch\u00e1me. Ov\u0161em m\u016f\u017eeme m\u00edt podv\u011bdom\u00ed o tom, \u017ee je n\u011bco takov\u00e9ho mo\u017en\u00e9 a co se vlastn\u011b pod t\u00edmto pojmem skr\u00fdv\u00e1. M\u00edt alespo\u0148 n\u011bjakou p\u0159edstavu je rozhodn\u011b dal\u0161\u00edm plusem k\u00a0na\u0161im znalostem. D\u00edky tomu si m\u016f\u017eeme roz\u0161\u00ed\u0159it sv\u00e9 obzory.Sm\u011bnka tedy putuje z\u00a0jedn\u00e9 strany na druhou. M\u00e1 samoz\u0159ejm\u011b svou ur\u010ditou dobu splatnosti. V\u00a0p\u0159\u00edpad\u011b, \u017ee by odb\u011bratel nemohl plnit sv\u00e9 z\u00e1vazky, by se banka mohla p\u0159\u00edpadn\u011b obr\u00e1tit na toho, kdo j\u00ed sm\u011bnku prodal.K\u00a0tomuto t\u00e9matu se \u010dasto p\u0159idru\u017euj\u00ed i dal\u0161\u00ed n\u00e1zvy a souvislosti jako je nap\u0159\u00edklad lombardn\u00ed \u00fav\u011br. Toto t\u00e9ma je v\u0161ak takt\u00e9\u017e rozs\u00e1hl\u00e9.\t                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Reeskontn\u00ed \u00fav\u011br","item":"https:\/\/www.zerba.cz\/reeskontni-uver\/#breadcrumbitem"}]}]