[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/refinancovani-pujcky-a-uveru-na-auto\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/refinancovani-pujcky-a-uveru-na-auto\/","headline":"Refinancov\u00e1n\u00ed p\u016fj\u010dky a \u00fav\u011bru na auto","name":"Refinancov\u00e1n\u00ed p\u016fj\u010dky a \u00fav\u011bru na auto","description":"Lep\u0161\u00ed podm\u00ednky, ni\u017e\u0161\u00ed sazby. Pro\u010d ne? Kdy\u017e to m\u016f\u017eeme z\u00edskat zadarmo a je\u0161t\u011b u\u0161et\u0159it. I v&nbsp;oblasti p\u016fj\u010dek a \u00fav\u011br\u016f se spole\u010dnosti p\u0159edh\u00e1n\u00ed, aby poskytly klient\u016fm lep\u0161\u00ed a v\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky. Proto existuje takzvan\u00e9 refinancov\u00e1n\u00ed neboli p\u0159eveden\u00ed \u00fav\u011bru z&nbsp;jedn\u00e9 banky \u010di spole\u010dnosti do druh\u00e9, kde z\u00edsk\u00e1te samoz\u0159ejm\u011b lep\u0161\u00ed a v\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky. M\u016f\u017eete z\u00edskat ni\u017e\u0161\u00ed \u00farokovou sazbu, del\u0161\u00ed &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/refinancovani-pujcky-a-uveru-na-auto\/\"> <span class=\"screen-reader-text\">Refinancov\u00e1n\u00ed p\u016fj\u010dky a \u00fav\u011bru na auto<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-18","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/refinancovani-pujcky-a-uveru-na-auto\/","about":["P\u016fj\u010dky"],"wordCount":499,"articleBody":"Lep\u0161\u00ed podm\u00ednky, ni\u017e\u0161\u00ed sazby. Pro\u010d ne? Kdy\u017e to m\u016f\u017eeme z\u00edskat zadarmo a je\u0161t\u011b u\u0161et\u0159it. I v&nbsp;oblasti p\u016fj\u010dek a \u00fav\u011br\u016f se spole\u010dnosti p\u0159edh\u00e1n\u00ed, aby poskytly klient\u016fm lep\u0161\u00ed a v\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky. Proto existuje takzvan\u00e9 refinancov\u00e1n\u00ed neboli p\u0159eveden\u00ed \u00fav\u011bru z&nbsp;jedn\u00e9 banky \u010di spole\u010dnosti do druh\u00e9, kde z\u00edsk\u00e1te samoz\u0159ejm\u011b lep\u0161\u00ed a v\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky. M\u016f\u017eete z\u00edskat ni\u017e\u0161\u00ed \u00farokovou sazbu, del\u0161\u00ed dobu spl\u00e1cen\u00ed, zkr\u00e1cen\u00ed poplatk\u016f \u010di jin\u00e9 v\u00fdhody a u\u0161et\u0159it t\u00edm i tis\u00edce. Refinancovat se daj\u00ed jak\u00e9koliv \u00fav\u011bry, p\u016fj\u010dky, kontokorenty, kreditn\u00ed karty, leasingy, ale i hypot\u00e9ky nebo \u00fav\u011bry na automobil. A nyn\u00ed se dost\u00e1v\u00e1me k&nbsp;j\u00e1dru v\u011bci. Refinancov\u00e1n\u00ed \u00fav\u011bru na auto je dal\u0161\u00ed z&nbsp;nej\u010dast\u011bj\u0161\u00edch po\u017eadavk\u016f a zm\u00edn\u00edme ho proto jako samostatnou kapitolu. Automobil si kupujeme v&nbsp;mnoh\u00fdch p\u0159\u00edpadech na leasing nebo na \u00fav\u011br. Jenom\u017ee po \u010dase m\u016f\u017eeme zjistit, \u017ee plat\u00edme opravdu vysok\u00e9 \u010d\u00e1stky a \u017ee bychom se cht\u011bli na podm\u00ednky pod\u00edvat hloub\u011bji. Mo\u017en\u00e1 V\u00e1m n\u011bkde nab\u00eddnou v\u00fdhodn\u011bj\u0161\u00ed, a to je pr\u00e1v\u011b \u00fakolem refinancov\u00e1n\u00ed \u00fav\u011bru na auto.\tVa\u0161i p\u016fj\u010dku si p\u0159evezme jin\u00e1 bankaV&nbsp;p\u0159\u00edpad\u011b refinancov\u00e1n\u00ed se nemus\u00edte ob\u00e1vat \u017e\u00e1dn\u00e9ho slo\u017eit\u00e9ho pap\u00edrov\u00e1n\u00ed. Mnoho lid\u00ed m\u011blo v&nbsp;minulosti obavy pr\u00e1v\u011b z&nbsp;vy\u0159izov\u00e1n\u00ed a p\u0159etahov\u00e1n\u00ed p\u016fj\u010dek od jedn\u00e9 banky k&nbsp;druh\u00e9, nebo v&nbsp;dne\u0161n\u00ed dob\u011b u\u017e i k&nbsp;nebankovn\u00edm spole\u010dnostem. Toho se ob\u00e1vat nemus\u00edte, v\u0161e si vy\u0159izuje banka s&nbsp;Va\u0161\u00edm souhlasem. Ne\u010dek\u00e1 V\u00e1s hora pap\u00edrov\u00e1n\u00ed, posta\u010d\u00ed internet nebo mobil s&nbsp;internetem. \u010c\u00edm je \u00fav\u011br star\u0161\u00ed, t\u00edm lep\u0161\u00ed a v\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky m\u016f\u017eete z\u00edskat. Jen si p\u0159edstavte, \u017ee jste automobil kupovali ji\u017e p\u0159ed n\u011bkolika lety. M\u011bs\u00ed\u010dn\u011b spl\u00e1c\u00edte a st\u00e1le jen spl\u00e1c\u00edte a \u0159\u00edk\u00e1te si, \u017ee ten \u00farok je n\u011bjak\u00fd vysok\u00fd, \u017ee v&nbsp;televizi u\u017e jste vid\u011bli men\u0161\u00ed \u00faroky. M\u016f\u017eete vyzkou\u0161et kalkula\u010dku a v\u0161e si p\u0159edem p\u0159epo\u010d\u00edtat, zdali by V\u00e1s refinancov\u00e1n\u00ed vy\u0161lo levn\u011bji. V&nbsp;mnoh\u00fdch p\u0159\u00edpadech tomu tak je a m\u016f\u017eete o n\u011bj po\u017e\u00e1dat u jin\u00e9 banky, ne\u017e u kter\u00e9 m\u00e1te tento \u00fav\u011br. Jakmile refinancujete \u010dili p\u0159evedete sv\u016fj dosavadn\u00ed \u00fav\u011br na automobil do jin\u00e9 spole\u010dnosti, budete nejsp\u00ed\u0161e platit i ni\u017e\u0161\u00ed \u00farokovou sazbu \u010dili men\u0161\u00ed \u010d\u00e1stku na \u00faroc\u00edch. Od toho je refinancov\u00e1n\u00ed \u00fav\u011bru na automobil, a\u0165 u\u017e na automobil osobn\u00ed nebo u\u017eitkov\u00fd.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Refinancov\u00e1n\u00ed p\u016fj\u010dky a \u00fav\u011bru na auto","item":"https:\/\/www.zerba.cz\/refinancovani-pujcky-a-uveru-na-auto\/#breadcrumbitem"}]}]