[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/snadna-pujcka-a-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/snadna-pujcka-a-uver\/","headline":"Snadn\u00e1 p\u016fj\u010dka a \u00fav\u011br","name":"Snadn\u00e1 p\u016fj\u010dka a \u00fav\u011br","description":"Mnoho lid\u00ed si \u017eivot nedok\u00e1\u017ee p\u0159edstavit bez instituc\u00ed, jako jsou banky. Kam bychom si chodili pro pen\u00edze, kdy\u017e \u017e\u00e1dn\u00e9 nem\u00e1me a pot\u0159ebujeme si p\u016fj\u010dit? Banky se staly b\u011b\u017enou sou\u010d\u00e1st\u00ed lidsk\u00e9ho \u017eivota, a to ji\u017e od d\u00e1vn\u00fdch dob. Nejedn\u00e1 se o posledn\u00ed stolet\u00ed, ale prvn\u00ed zm\u00ednky o bank\u00e1ch, tehdy je\u0161t\u011b trochu v&nbsp;jin\u00e9 podob\u011b, se datuj\u00ed ji\u017e &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/snadna-pujcka-a-uver\/\"> <span class=\"screen-reader-text\">Snadn\u00e1 p\u016fj\u010dka a \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-19","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/snadna-pujcka-a-uver\/","about":["P\u016fj\u010dky"],"wordCount":455,"articleBody":"Mnoho lid\u00ed si \u017eivot nedok\u00e1\u017ee p\u0159edstavit bez instituc\u00ed, jako jsou banky. Kam bychom si chodili pro pen\u00edze, kdy\u017e \u017e\u00e1dn\u00e9 nem\u00e1me a pot\u0159ebujeme si p\u016fj\u010dit? Banky se staly b\u011b\u017enou sou\u010d\u00e1st\u00ed lidsk\u00e9ho \u017eivota, a to ji\u017e od d\u00e1vn\u00fdch dob. Nejedn\u00e1 se o posledn\u00ed stolet\u00ed, ale prvn\u00ed zm\u00ednky o bank\u00e1ch, tehdy je\u0161t\u011b trochu v&nbsp;jin\u00e9 podob\u011b, se datuj\u00ed ji\u017e do starov\u011bk\u00e9ho \u0158\u00edma. Od t\u00e9 doby u\u0161ly banky velk\u00fd kus cesty, ale n\u011bkter\u00e9 z\u00e1kladn\u00ed vlastnosti se zachovaly. Krom\u011b klasick\u00fdch bankovn\u00edch instituc\u00ed se m\u016f\u017eete v&nbsp;dne\u0161n\u00ed dob\u011b setkat i s&nbsp;jin\u00fdmi poskytovateli p\u016fj\u010dek. Aby byl trh napln\u011bn a byly spln\u011bn\u00e9 podm\u00ednky sout\u011b\u017ee, existuj\u00ed i takzvan\u00e9 nebankovn\u00ed spole\u010dnosti neboli soukrom\u00e9, kter\u00e9 poskytuj\u00ed p\u016fj\u010dky a \u00fav\u011bry. D\u00edky v\u00edce zdroj\u016fm je dodr\u017eena konkurence, tak\u017ee si klienti mohou vyb\u00edrat z r\u016fzn\u00fdch poskytovatel\u016f p\u016fj\u010dek. V&nbsp;posledn\u00edch letech je dokonce mo\u017en\u00e9 sjednat p\u016fj\u010dku p\u0159es po\u010d\u00edta\u010d, takzvanou online metodou. Ta se \u0159ad\u00ed pr\u00e1v\u011b mezi jednoduch\u00e9 a rychl\u00e9. Tuto mo\u017enost poskytuj\u00ed p\u0159ev\u00e1\u017en\u011b nebankovn\u00ed spole\u010dnosti. Dokonce je mo\u017en\u00e9 sjednat p\u016fj\u010dku i p\u0159es telefon, pokud m\u00e1te mobil s&nbsp;p\u0159ipojen\u00edm k&nbsp;internetu nebo p\u0159edem jste registrov\u00e1n\u00ed na konkr\u00e9tn\u00edch str\u00e1nk\u00e1ch, pak sta\u010d\u00ed zaslat speci\u00e1ln\u00ed tvar sms s&nbsp;\u017e\u00e1dost\u00ed o p\u016fj\u010dku. Dal\u0161\u00ed z&nbsp;mo\u017enost\u00ed je nav\u0161t\u00edvit klasickou banku. Existuje tedy hned n\u011bkolik mo\u017enost\u00ed, jak z\u00edskat p\u016fj\u010dku.\tDostupn\u00e9 pro v\u0161echny a jednoduch\u00e9 na vy\u0159\u00edzen\u00edJako snadn\u00e1 p\u016fj\u010dka se bere ta, kter\u00e1 je jednoduch\u00e1 na vy\u0159\u00edzen\u00ed a dostupn\u00e1 pro ka\u017ed\u00e9ho. Mezi snadn\u00e9 p\u016fj\u010dky tedy pat\u0159\u00ed ty od nebankovn\u00edch spole\u010dnost\u00ed sjednan\u00e9 online a vy\u0159\u00edzen\u00e9 v&nbsp;podstat\u011b b\u011bhem p\u00e1r minut. Pokud \u017e\u00e1d\u00e1te o rychlou p\u016fj\u010dku, pak m\u016f\u017ee vy\u0159\u00edzen\u00ed a schv\u00e1len\u00ed trvat p\u00e1r minut. V&nbsp;n\u011bkter\u00fdch p\u0159\u00edpadech m\u016f\u017eete m\u00edt pen\u00edze do hodiny. V&nbsp;minulosti to bylo nemysliteln\u00e9, ale jak postupuj\u00ed technologie kup\u0159edu, tak u\u017e v&nbsp;podstat\u011b nic nen\u00ed nemo\u017en\u00e9. Z\u016fst\u00e1vaj\u00ed v\u0161ak r\u016fzn\u00e9 podm\u00ednky, nap\u0159\u00edklad v&nbsp;bance nesm\u00edte m\u00edt z\u00e1znam v&nbsp;registru dlu\u017en\u00edk\u016f, naproti tomu nebankovn\u00ed spole\u010dnosti jej toleruj\u00ed. Slo\u017eit\u00e9 u\u017e ani nen\u00ed prokazov\u00e1n\u00ed p\u0159\u00edjm\u016f. U jist\u00fdch p\u016fj\u010dek se prokazov\u00e1n\u00ed potvrzen\u00ed p\u0159\u00edjm\u016f od zam\u011bstnavatele vyhnete.                                                                                                                                                                                                                                                                                                                                                                                                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