[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/snadna-pujcka-a-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/snadna-pujcka-a-uver\/","headline":"Snadn\u00e1 p\u016fj\u010dka a \u00fav\u011br","name":"Snadn\u00e1 p\u016fj\u010dka a \u00fav\u011br","description":"Mnoho lid\u00ed si \u017eivot nedok\u00e1\u017ee p\u0159edstavit bez instituc\u00ed, jako jsou banky. Kam bychom si chodili pro pen\u00edze, kdy\u017e \u017e\u00e1dn\u00e9 nem\u00e1me a pot\u0159ebujeme si p\u016fj\u010dit? Banky se staly b\u011b\u017enou sou\u010d\u00e1st\u00ed lidsk\u00e9ho \u017eivota, a to ji\u017e od d\u00e1vn\u00fdch dob. Nejedn\u00e1 se o posledn\u00ed stolet\u00ed, ale prvn\u00ed zm\u00ednky o bank\u00e1ch, tehdy je\u0161t\u011b trochu v\u00a0jin\u00e9 podob\u011b, se datuj\u00ed ji\u017e &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/snadna-pujcka-a-uver\/\"> <span class=\"screen-reader-text\">Snadn\u00e1 p\u016fj\u010dka a \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-19","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384763_16x9_20260819_150229_40huKL.jpg","url":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384763_16x9_20260819_150229_40huKL.jpg","height":0,"width":0},"url":"https:\/\/www.zerba.cz\/snadna-pujcka-a-uver\/","about":["P\u016fj\u010dky"],"wordCount":441,"articleBody":"Mnoho lid\u00ed si \u017eivot nedok\u00e1\u017ee p\u0159edstavit bez instituc\u00ed, jako jsou banky. Kam bychom si chodili pro pen\u00edze, kdy\u017e \u017e\u00e1dn\u00e9 nem\u00e1me a pot\u0159ebujeme si p\u016fj\u010dit? Banky se staly b\u011b\u017enou sou\u010d\u00e1st\u00ed lidsk\u00e9ho \u017eivota, a to ji\u017e od d\u00e1vn\u00fdch dob. Nejedn\u00e1 se o posledn\u00ed stolet\u00ed, ale prvn\u00ed zm\u00ednky o bank\u00e1ch, tehdy je\u0161t\u011b trochu v\u00a0jin\u00e9 podob\u011b, se datuj\u00ed ji\u017e do starov\u011bk\u00e9ho \u0158\u00edma. Od t\u00e9 doby u\u0161ly banky velk\u00fd kus cesty, ale n\u011bkter\u00e9 z\u00e1kladn\u00ed vlastnosti se zachovaly. Krom\u011b klasick\u00fdch bankovn\u00edch instituc\u00ed se m\u016f\u017eete v\u00a0dne\u0161n\u00ed dob\u011b setkat i s\u00a0jin\u00fdmi poskytovateli p\u016fj\u010dek. Aby byl trh napln\u011bn a byly spln\u011bn\u00e9 podm\u00ednky sout\u011b\u017ee, existuj\u00ed i takzvan\u00e9 nebankovn\u00ed spole\u010dnosti neboli soukrom\u00e9, kter\u00e9 poskytuj\u00ed p\u016fj\u010dky a \u00fav\u011bry. D\u00edky v\u00edce zdroj\u016fm je dodr\u017eena konkurence, tak\u017ee si klienti mohou vyb\u00edrat z r\u016fzn\u00fdch poskytovatel\u016f p\u016fj\u010dek. V\u00a0posledn\u00edch letech je dokonce mo\u017en\u00e9 sjednat p\u016fj\u010dku p\u0159es po\u010d\u00edta\u010d, takzvanou online metodou. Ta se \u0159ad\u00ed pr\u00e1v\u011b mezi jednoduch\u00e9 a rychl\u00e9. Tuto mo\u017enost poskytuj\u00ed p\u0159ev\u00e1\u017en\u011b nebankovn\u00ed spole\u010dnosti. Dokonce je mo\u017en\u00e9 sjednat p\u016fj\u010dku i p\u0159es telefon, pokud m\u00e1te mobil s\u00a0p\u0159ipojen\u00edm k\u00a0internetu nebo p\u0159edem jste registrov\u00e1n\u00ed na konkr\u00e9tn\u00edch str\u00e1nk\u00e1ch, pak sta\u010d\u00ed zaslat speci\u00e1ln\u00ed tvar sms s\u00a0\u017e\u00e1dost\u00ed o p\u016fj\u010dku. Dal\u0161\u00ed z\u00a0mo\u017enost\u00ed je nav\u0161t\u00edvit klasickou banku. Existuje tedy hned n\u011bkolik mo\u017enost\u00ed, jak z\u00edskat p\u016fj\u010dku.\tDostupn\u00e9 pro v\u0161echny a jednoduch\u00e9 na vy\u0159\u00edzen\u00edJako snadn\u00e1 p\u016fj\u010dka se bere ta, kter\u00e1 je jednoduch\u00e1 na vy\u0159\u00edzen\u00ed a dostupn\u00e1 pro ka\u017ed\u00e9ho. Mezi snadn\u00e9 p\u016fj\u010dky tedy pat\u0159\u00ed ty od nebankovn\u00edch spole\u010dnost\u00ed sjednan\u00e9 online a vy\u0159\u00edzen\u00e9 v\u00a0podstat\u011b b\u011bhem p\u00e1r minut. Pokud \u017e\u00e1d\u00e1te o rychlou p\u016fj\u010dku, pak m\u016f\u017ee vy\u0159\u00edzen\u00ed a schv\u00e1len\u00ed trvat p\u00e1r minut. V\u00a0n\u011bkter\u00fdch p\u0159\u00edpadech m\u016f\u017eete m\u00edt pen\u00edze do hodiny. V\u00a0minulosti to bylo nemysliteln\u00e9, ale jak postupuj\u00ed technologie kup\u0159edu, tak u\u017e v\u00a0podstat\u011b nic nen\u00ed nemo\u017en\u00e9. Z\u016fst\u00e1vaj\u00ed v\u0161ak r\u016fzn\u00e9 podm\u00ednky, nap\u0159\u00edklad v\u00a0bance nesm\u00edte m\u00edt z\u00e1znam v\u00a0registru dlu\u017en\u00edk\u016f, naproti tomu nebankovn\u00ed spole\u010dnosti jej toleruj\u00ed. Slo\u017eit\u00e9 u\u017e ani nen\u00ed prokazov\u00e1n\u00ed p\u0159\u00edjm\u016f. U jist\u00fdch p\u016fj\u010dek se prokazov\u00e1n\u00ed potvrzen\u00ed p\u0159\u00edjm\u016f od zam\u011bstnavatele vyhnete.\t                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Snadn\u00e1 p\u016fj\u010dka a \u00fav\u011br","item":"https:\/\/www.zerba.cz\/snadna-pujcka-a-uver\/#breadcrumbitem"}]}]