[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/soukroma-pujcka-a-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/soukroma-pujcka-a-uver\/","headline":"Soukrom\u00e1 p\u016fj\u010dka a \u00fav\u011br","name":"Soukrom\u00e1 p\u016fj\u010dka a \u00fav\u011br","description":"Kdy\u017e se \u0159ekne soukrom\u00e1 p\u016fj\u010dka nebo \u00fav\u011br, mnoz\u00ed lid\u00e9 t\u00e1pou. Je to pochopiteln\u00e9, proto\u017ee jak m\u00e1me pochopit soukromou p\u016fj\u010dku? Jedn\u00e1 se o tu, kterou si domluv\u00edme s&nbsp;br\u00e1chou, mamkou nebo tetou? Nebo se jedn\u00e1 o tu, kter\u00e1 je poskytov\u00e1na takzvanou p2p metodou? \u010cili metodou poskytnut\u00ed p\u016fj\u010dky od lid\u00ed p\u0159\u00edmo lidem? P2P p\u016fj\u010dky jsou od soukrom\u00fdch osob, &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/soukroma-pujcka-a-uver\/\"> <span class=\"screen-reader-text\">Soukrom\u00e1 p\u016fj\u010dka a \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-15","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/soukroma-pujcka-a-uver\/","about":["P\u016fj\u010dky"],"wordCount":470,"articleBody":"Kdy\u017e se \u0159ekne soukrom\u00e1 p\u016fj\u010dka nebo \u00fav\u011br, mnoz\u00ed lid\u00e9 t\u00e1pou. Je to pochopiteln\u00e9, proto\u017ee jak m\u00e1me pochopit soukromou p\u016fj\u010dku? Jedn\u00e1 se o tu, kterou si domluv\u00edme s&nbsp;br\u00e1chou, mamkou nebo tetou? Nebo se jedn\u00e1 o tu, kter\u00e1 je poskytov\u00e1na takzvanou p2p metodou? \u010cili metodou poskytnut\u00ed p\u016fj\u010dky od lid\u00ed p\u0159\u00edmo lidem? P2P p\u016fj\u010dky jsou od soukrom\u00fdch osob, kter\u00e9 zast\u0159e\u0161uje v\u011bt\u0161inou n\u011bjak\u00e1 str\u00e1nka, kde se st\u0159et\u00e1v\u00e1 popt\u00e1vka a nab\u00eddka po p\u016fj\u010dk\u00e1ch a \u00fav\u011brech. Jsou lidi, kte\u0159\u00ed maj\u00ed n\u011bjak\u00e9 pen\u00edze na v\u00edc a cht\u011bj\u00ed si n\u011bco m\u00e1lo na \u00faroku p\u0159ivyd\u011blat, tak\u017ee pro\u010d je neposkytnout dal\u0161\u00edm lidem formou p\u016fj\u010dky. Na druhou stranu jsou samoz\u0159ejm\u011b i tac\u00ed, kte\u0159\u00ed si pot\u0159ebuj\u00ed p\u016fj\u010dit a hledaj\u00ed pro sebe vhodn\u00e9 podm\u00ednky, n\u00edzk\u00e9 sazby, minim\u00e1ln\u00ed poplatky a podobn\u011b. Na P2P p\u016fj\u010dku se klientovi slo\u017e\u00ed v\u00edce lid\u00ed, ale p\u016fj\u010dujete si v&nbsp;podstat\u011b jako b\u011b\u017en\u011b u banky nebo nebankovn\u00ed spole\u010dnosti. Spl\u00e1c\u00edte spl\u00e1tku, v\u010detn\u011b jist\u00e9ho \u00faroku \u010di poplatk\u016f. Z\u00e1kladn\u00ed podm\u00ednky tedy z\u016fst\u00e1vaj\u00ed stejn\u00e9. A jak jsou na tom soukrom\u00e9 p\u016fj\u010dky od takzvan\u00fdch soukrom\u00fdch osob?\tDal\u0161\u00ed variantou jsou soukrom\u00e9 osobyP\u016fj\u010dky od soukrom\u00fdch osob mohou b\u00fdt poskytnuty p\u0159\u00edmo od n\u011bjak\u00e9 osoby tomu, kdo o p\u016fj\u010dku \u017e\u00e1d\u00e1. Existuj\u00ed v&nbsp;tomto ohledu r\u016fzn\u00e9 inzerce, kde najdete podobn\u00e9 nab\u00eddky. T\u00edmto zp\u016fsobem si p\u016fj\u010duj\u00ed lid\u00e9, kte\u0159\u00ed maj\u00ed finan\u010dn\u00ed probl\u00e9my. M\u016f\u017eete se proto setkat s&nbsp;r\u016fzn\u00fdmi podm\u00ednkami a s&nbsp;r\u016fznou v\u00fd\u0161\u00ed \u00farokov\u00e9 sazby. Od soukrom\u00e9 osoby si m\u016f\u017ee p\u016fj\u010dit naprosto kdokoliv, tak\u017ee i lid\u00e9 se z\u00e1znamem v&nbsp;registrech dlu\u017en\u00edk\u016f, tak\u00e9 ti, kte\u0159\u00ed maj\u00ed dluhy, to mohou vyzkou\u0161et. Z\u00e1le\u017e\u00ed pouze na poskytovateli, zdali t\u00e9to osob\u011b p\u016fj\u010d\u00ed. Dlu\u017en\u00edk by si v\u0161ak m\u011bl dob\u0159e rozmyslet podobnou p\u016fj\u010dku, proto\u017ee jej mohou \u010dekat vysok\u00e9 postihy, pokud by nedok\u00e1zal spl\u00e1cet. V&nbsp;historii byla zn\u00e1m\u00e1 tak\u00e9 p\u016fj\u010dka na sm\u011bnku, dokonce i v&nbsp;dne\u0161n\u00ed dob\u011b tento n\u00e1zev je\u0161t\u011b st\u00e1le n\u011bkde najdete, ale bohu\u017eel p\u016fj\u010dka formou spot\u0159ebitelsk\u00e9ho \u00fav\u011bru na sm\u011bnku ji\u017e nen\u00ed mo\u017en\u00e1. Od soukrom\u00fdch osob si v\u0161ak st\u00e1le m\u016f\u017eete p\u016fj\u010dit, pokud si pohl\u00edd\u00e1te podm\u00ednky a pokud se V\u00e1m to zd\u00e1 jako jedin\u00e9 mo\u017en\u00e9 \u0159e\u0161en\u00ed.&nbsp;                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Soukrom\u00e1 p\u016fj\u010dka a \u00fav\u011br","item":"https:\/\/www.zerba.cz\/soukroma-pujcka-a-uver\/#breadcrumbitem"}]}]