[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/syndikovany-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/syndikovany-uver\/","headline":"Syndikovan\u00fd \u00fav\u011br","name":"Syndikovan\u00fd \u00fav\u011br","description":"Kdy\u017e se \u0159ekne syndikovan\u00fd \u00fav\u011br, lidem se \u010dasto vybav\u00ed i n\u00e1zev syndik\u00e1t. A v\u00edte, \u017ee i toto slovo existuje a je \u00fazce spjat\u00e9 pr\u00e1v\u011b se syndikovan\u00fdm \u00fav\u011brem? Ano, pojem syndik\u00e1t p\u0159estavuje v\u00edce bank, kter\u00e9 jsou spjat\u00e9 neboli n\u011bjak\u00fdm zp\u016fsobem spojen\u00e9 dohromady. Ne\u017e za\u010dneme samotn\u00fdm syndikovan\u00fdm \u00fav\u011brem, \u0159ekli jsme si, co znamen\u00e1 pojem syndik\u00e1t. Syndikovan\u00fd \u00fav\u011br &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/syndikovany-uver\/\"> <span class=\"screen-reader-text\">Syndikovan\u00fd \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-25","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/syndikovany-uver\/","about":["Slovn\u00edk pojm\u016f"],"wordCount":439,"articleBody":"Kdy\u017e se \u0159ekne syndikovan\u00fd \u00fav\u011br, lidem se \u010dasto vybav\u00ed i n\u00e1zev syndik\u00e1t. A v\u00edte, \u017ee i toto slovo existuje a je \u00fazce spjat\u00e9 pr\u00e1v\u011b se syndikovan\u00fdm \u00fav\u011brem? Ano, pojem syndik\u00e1t p\u0159estavuje v\u00edce bank, kter\u00e9 jsou spjat\u00e9 neboli n\u011bjak\u00fdm zp\u016fsobem spojen\u00e9 dohromady. Ne\u017e za\u010dneme samotn\u00fdm syndikovan\u00fdm \u00fav\u011brem, \u0159ekli jsme si, co znamen\u00e1 pojem syndik\u00e1t. Syndikovan\u00fd \u00fav\u011br je tedy druh \u00fav\u011bru, kter\u00fd se poskytuje firm\u00e1m. Tento typ \u00fav\u011bru poskytuje pr\u00e1v\u011b syndik\u00e1t neboli v\u00edce bank dohromady.Jak to v&nbsp;praxi chod\u00ed?N\u011bkolik v\u011b\u0159itel\u016f tedy bankovn\u00edch instituc\u00ed se spoj\u00ed a vytvo\u0159\u00ed jak\u00fdsi spole\u010dn\u00fd subjekt. Ten naz\u00fdv\u00e1me syndik\u00e1tem a od n\u011bj se odv\u00edj\u00ed n\u00e1zev tohoto \u00fav\u011bru. V&nbsp;praxi toti\u017e v\u011bt\u0161inou neb\u00fdv\u00e1 b\u011b\u017en\u00e9, aby v\u00edce bankovn\u00edch instituc\u00ed p\u016fj\u010dovalo jedn\u00e9 firm\u011b a to spole\u010dn\u011b. Banky tedy p\u016fj\u010duj\u00ed spole\u010dn\u011b dlu\u017en\u00edkovi, v&nbsp;na\u0161em p\u0159\u00edpad\u011b n\u011bjak\u00e9 firm\u011b. V\u011b\u0159itel\u00e9 uzav\u00edraj\u00ed s&nbsp;dlu\u017en\u00edkem, laicky \u0159e\u010deno banky uzav\u00edraj\u00ed s&nbsp;firmami, syndikovan\u00e9 \u00fav\u011brov\u00e9 smlouvy. Jedn\u00e1 se tedy o vyp\u016fj\u010den\u00ed pen\u011b\u017en\u00edch prost\u0159edk\u016f, pomoc\u00ed \u00fav\u011bru, ale od v\u00edce bank, kter\u00e9 jsou sdru\u017een\u00e9 dohromady.\tVe sv\u011bt\u011b firemVe sv\u011bt\u011b firem existuje spousta mo\u017enost\u00ed a tak\u00e9 p\u016fj\u010dek \u010di \u00fav\u011br\u016f, se kter\u00fdmi se b\u011b\u017en\u011b nemus\u00edme setkat. Podobn\u00e9 n\u00e1zvy mnohdy ani v&nbsp;re\u00e1ln\u00e9m sv\u011bt\u011b nesl\u00fdch\u00e1me a ani nepou\u017e\u00edv\u00e1me. Pokud bychom se s&nbsp;nimi v\u0161ak setkali, u\u017e si m\u016f\u017eeme ud\u011blat p\u0159edstavu o tom, co vlastn\u011b syndikovan\u00fd \u00fav\u011br znamen\u00e1.&nbsp;V&nbsp;syndikovan\u00e9m \u00fav\u011bru se m\u016f\u017eeme setkat nej\u010dast\u011bji s&nbsp;jednou bankou, kter\u00e1 je takzvan\u011b hlavn\u00ed a za\u0161ti\u0165uje ty ostatn\u00ed. V\u0161echny maj\u00ed samoz\u0159ejm\u011b jednotn\u00e9 podm\u00ednky.Pro\u010d se tento \u00fav\u011br vlastn\u011b sjedn\u00e1v\u00e1 a je tak slo\u017eit\u00fd? V\u011bt\u0161inou je to z&nbsp;toho d\u016fvodu, \u017ee jedna banka by nemohla poskytnout tak vysok\u00fd \u00fav\u011br. M\u016f\u017ee j\u00edt o velk\u00e9 riziko pro v\u011b\u0159itele nebo o vysok\u00e9 \u010d\u00e1stky. Z&nbsp;t\u011bchto d\u016fvod\u016f se rozlo\u017e\u00ed riziko do v\u00edce stran, na v\u00edce \u00fa\u010dastn\u00edk\u016f, na v\u00edce bankovn\u00edch instituc\u00ed. V&nbsp;praxi to pak znamen\u00e1, \u017ee firma m\u00e1 jeden nap\u0159\u00edklad velk\u00fd \u00fav\u011br, ale nemus\u00ed m\u00edt v\u00edce \u00fav\u011br\u016f u v\u00edce bank.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Syndikovan\u00fd \u00fav\u011br","item":"https:\/\/www.zerba.cz\/syndikovany-uver\/#breadcrumbitem"}]}]