[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/vase-zamestnani-ma-vliv-na-vasi-pojistku\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/vase-zamestnani-ma-vliv-na-vasi-pojistku\/","headline":"Va\u0161e zam\u011bstn\u00e1n\u00ed m\u00e1 vliv na va\u0161i pojistku!","name":"Va\u0161e zam\u011bstn\u00e1n\u00ed m\u00e1 vliv na va\u0161i pojistku!","description":"Pokud m\u00e1te dojem, \u017ee na tom, co vlastn\u011b d\u011bl\u00e1te, nez\u00e1le\u017e\u00ed, pletete se. \u010c\u00edm rizikov\u011bj\u0161\u00ed zam\u011bstn\u00e1n\u00ed m\u00e1te, t\u00edm vy\u0161\u0161\u00ed cenu budete tak\u00e9 platit. A je to logick\u00e9. Pokud pracujete jako soustru\u017en\u00edk, ur\u010dit\u011b m\u00e1te v\u011bt\u0161\u00ed rizika zran\u011bn\u00ed p\u0159i pr\u00e1ci, ne\u017e administrativn\u00ed pracovnice v kancel\u00e1\u0159i u po\u010d\u00edta\u010de. Nikdy bychom tedy nem\u011bli nijak upravovat popis sv\u00e9ho zam\u011bstn\u00e1n\u00ed jenom proto, &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/vase-zamestnani-ma-vliv-na-vasi-pojistku\/\"> <span class=\"screen-reader-text\">Va\u0161e zam\u011bstn\u00e1n\u00ed m\u00e1 vliv na va\u0161i pojistku!<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2021-06-09","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a315798_w1998_t1526716926.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a315798_w1998_t1526716926.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/vase-zamestnani-ma-vliv-na-vasi-pojistku\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":489,"articleBody":"\tPokud m\u00e1te dojem, \u017ee na tom, co vlastn\u011b d\u011bl\u00e1te, nez\u00e1le\u017e\u00ed, pletete se. \u010c\u00edm rizikov\u011bj\u0161\u00ed zam\u011bstn\u00e1n\u00ed m\u00e1te, t\u00edm vy\u0161\u0161\u00ed cenu budete tak\u00e9 platit. A je to logick\u00e9. Pokud pracujete jako soustru\u017en\u00edk, ur\u010dit\u011b m\u00e1te v\u011bt\u0161\u00ed rizika zran\u011bn\u00ed p\u0159i pr\u00e1ci, ne\u017e administrativn\u00ed pracovnice v kancel\u00e1\u0159i u po\u010d\u00edta\u010de.\t\tNikdy bychom tedy nem\u011bli nijak upravovat popis sv\u00e9ho zam\u011bstn\u00e1n\u00ed jenom proto, abychom u\u0161et\u0159ili na m\u011bs\u00ed\u010dn\u00edch platb\u00e1ch a to hlavn\u011b z toho d\u016fvodu, \u017ee by n\u00e1m v p\u0159\u00edpad\u011b, \u017ee by se n\u00e1m n\u011bco stalo, nevyplatila banka takov\u00e9 od\u0161kodn\u011bn\u00ed, jak\u00e9 bychom si t\u0159eba i zaslou\u017eili za dan\u00e9 zran\u011bn\u00ed \u010di neschopnost pr\u00e1ce. Pokud v\u00e1\u0161 finan\u010dn\u00ed poradce \u010di poji\u0161\u0165ovna za\u0159ad\u00ed do opravdu rizikov\u00e9 skupiny, je rozumn\u00e9 si p\u0159idat i dal\u0161\u00ed dopl\u0148kov\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed. T\u00edm se pak vyhneme pr\u00e1v\u011b nep\u0159\u00edjemnostem p\u0159i \u0159e\u0161en\u00ed n\u011bjak\u00e9 \u0161kodn\u00ed ud\u00e1losti.\tNezanedb\u00e1vejte ani proto hl\u00e1\u0161en\u00ed zm\u011bny zam\u011bstn\u00e1n\u00ed, a\u0165 u\u017e ho budete m\u00edt nyn\u00ed m\u00e9n\u011b rizikov\u00e9 nebo naopak v\u00edce. Pokud byste byli \u0161patn\u011b za\u0159azeni vlivem nep\u0159esn\u00fdch informac\u00ed, m\u016f\u017ee tedy pak poji\u0161\u0165ovna, jak bylo uvedeno, kr\u00e1tit p\u0159\u00edpadn\u00e9 vypl\u00e1cen\u00ed pojistn\u00e9ho pln\u011bn\u00ed.\t\tCelkov\u00e1 v\u00fd\u0161e pojistn\u00e9ho je samoz\u0159ejm\u011b d\u00e1na nejen rizikovost\u00ed zam\u011bstn\u00e1n\u00ed, ale tak\u00e9 co do v\u00fd\u0161e pojistn\u00fdch \u010d\u00e1sek, co do rozsahu poji\u0161t\u011bn\u00ed, co do zdravotn\u00edho stavu a v\u011bku klienta. Nezapom\u00edn\u00e1 se tak\u00e9 na to, zda poji\u0161t\u011bnec kou\u0159\u00ed \u010di je registrovan\u00fdm aktivn\u00edm sportovcem.\tPoji\u0161\u0165ovny si samoz\u0159ejm\u011b dlouhodob\u011b vedou evidenci \u00farazovosti a nemocnosti u jednotliv\u00fdch profes\u00ed.\tMezi nejv\u00edce rizikov\u00e9 pat\u0159\u00ed samoz\u0159ejm\u011b pr\u00e1ce, kter\u00e9 se odehr\u00e1vaj\u00ed ve v\u00fd\u0161k\u00e1ch, ve zdrav\u00ed \u0161kodliv\u00e9m prost\u0159ed\u00ed a samoz\u0159ejm\u011b mezi vysoce rizikov\u00e1 povol\u00e1n\u00ed se \u0159ad\u00ed i profesion\u00e1ln\u00ed sportov\u00e1n\u00ed.\tJe ur\u010dit\u011b rozumn\u00e9 toto v\u0161echno prom\u00fd\u0161let je\u0161t\u011b p\u0159ed uzav\u0159en\u00edm pojistky a probrat toto i nap\u0159\u00edklad s poji\u0161\u0165ovac\u00edm agentem. V\u017edy uva\u017eujte tak, a\u0165 jste kryti nejen pro zran\u011bn\u00ed nap\u0159\u00edklad rukou, pokud jimi pracujete, ale tak\u00e9 pro ostatn\u00ed neschopnosti pr\u00e1ce z d\u016fvodu nemoci \u010di jin\u00fdch zran\u011bn\u00ed. Pokud toti\u017e pracujete opravdu rukama, nap\u0159\u00edklad jako soustru\u017en\u00edk a nepojist\u00edte se na zran\u011bn\u00ed p\u00e1te\u0159e, bude v\u00e1m p\u0159i nenad\u00e1l\u00e9m \u00farazu pojistka na ruce k ni\u010demu. Nezapom\u00ednejte tak\u00e9 na poji\u0161t\u011bn\u00ed invalidity a poji\u0161t\u011bn\u00ed pro p\u0159\u00edpad smrti.\tPojistka by v\u017edy m\u011bla chr\u00e1nit nejen v\u00e1s, ale i va\u0161i rodinu, kter\u00e1 by mohla b\u00fdt vlivem va\u0161eho zran\u011bn\u00ed \u010di \u00famrt\u00ed posti\u017eena.\t&nbsp;                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Va\u0161e zam\u011bstn\u00e1n\u00ed m\u00e1 vliv na va\u0161i pojistku!","item":"https:\/\/www.zerba.cz\/vase-zamestnani-ma-vliv-na-vasi-pojistku\/#breadcrumbitem"}]}]