[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/vetsinove-investovani\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/vetsinove-investovani\/","headline":"V\u011bt\u0161inov\u00e9 investov\u00e1n\u00ed","name":"V\u011bt\u0161inov\u00e9 investov\u00e1n\u00ed","description":"Crowdfunding, neboli \u010dasky finan\u010dn\u00ed zdroje davu, jak ji\u017e n\u00e1zev napov\u00edd\u00e1, je jednou z forem alternativn\u00edho investov\u00e1n\u00ed. V posledn\u00edch letech se st\u00e1v\u00e1 velice obl\u00edben\u00fdm takzvan\u00fd p\u016fj\u010dkov\u00fd crowdfunding. Jeho z\u00e1klady stoj\u00ed na propojen\u00ed investor\u016f a lid\u00ed, kte\u0159\u00ed maj\u00ed z\u00e1jem o p\u016fj\u010dky prakticky na cokoli. S t\u00edmto syst\u00e9mem vznik\u00e1 tak\u00e9 mno\u017estv\u00ed platforem, kter\u00e9 zprost\u0159edkov\u00e1vaj\u00ed \u00fav\u011bry nejr\u016fzn\u011bj\u0161\u00edm firm\u00e1m. Negativem …

V\u011bt\u0161inov\u00e9 investov\u00e1n\u00ed<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2017-08-30","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a299404_w1990_t1509400196.png","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a299404_w1990_t1509400196.png","height":"","width":""},"url":"https:\/\/www.zerba.cz\/vetsinove-investovani\/","about":["Finan\u010dn\u00ed spole\u010dnosti"],"wordCount":486,"articleBody":"Crowdfunding, neboli \u010dasky finan\u010dn\u00ed zdroje davu, jak ji\u017e n\u00e1zev napov\u00edd\u00e1, je jednou z forem alternativn\u00edho investov\u00e1n\u00ed. V posledn\u00edch letech se st\u00e1v\u00e1 velice obl\u00edben\u00fdm takzvan\u00fd p\u016fj\u010dkov\u00fd crowdfunding. Jeho z\u00e1klady stoj\u00ed na propojen\u00ed investor\u016f a lid\u00ed, kte\u0159\u00ed maj\u00ed z\u00e1jem o p\u016fj\u010dky prakticky na cokoli. S t\u00edmto syst\u00e9mem vznik\u00e1 tak\u00e9 mno\u017estv\u00ed platforem, kter\u00e9 zprost\u0159edkov\u00e1vaj\u00ed \u00fav\u011bry nejr\u016fzn\u011bj\u0161\u00edm firm\u00e1m. Negativem v\u0161ak je, \u017ee takov\u00fdchto investi\u010dn\u00edch p\u0159\u00edle\u017eitost\u00ed zpravidla b\u00fdv\u00e1 m\u00e9n\u011b a tak je tak\u00e9 ni\u017e\u0161\u00ed i \u00farok.\u00dalohou platforem, kter\u00e9 nab\u00edzej\u00ed p\u016fj\u010dky jednotliv\u00fdm z\u00e1jemc\u016fm, nebo podnik\u016fm, je pak p\u0159edev\u0161\u00edm:·         Propojen\u00ed popt\u00e1vky s nab\u00eddkou.·         Administrace p\u016fj\u010dek.·         P\u0159esouv\u00e1n\u00ed pen\u011bz mezi v\u011b\u0159iteli a dlu\u017en\u00edky.·         Prov\u011b\u0159ov\u00e1n\u00ed z\u00e1jemc\u016f o p\u016fj\u010dky.\tBez z\u00e1rukTyto P2P platformy v\u0161ak nemohou poskytnout jist\u00e9 z\u00e1ruky, tak\u017ee pokud dlu\u017en\u00edk p\u0159estane spl\u00e1cet, hroz\u00ed, \u017ee o sv\u00e9 pen\u00edze bez n\u00e1hrady p\u0159ijdete. Pokud toti\u017e spl\u00e1tky za \u00fav\u011br nechod\u00ed d\u00e9le ne\u017e m\u011bs\u00edc, \u010di dva m\u011bs\u00edce, dojde k zesplatn\u011bn\u00ed tohoto \u00fav\u011bru. Vznikl\u00e1 dlu\u017en\u00e1 \u010d\u00e1stka se potom vym\u00e1h\u00e1 soudn\u00ed cestou, p\u0159\u00edpadn\u011b exekuc\u00ed. Jako novinkou u t\u011bchto platforem je mo\u017enost odprodeje \u0159\u00e1dn\u011b spl\u00e1cen\u00fdch investic jin\u00fdm z\u00e1jemc\u016fm.TZ t\u011bchto P2P platforem se na \u010desk\u00e9m trhu uv\u00e1d\u00ed:Platforma Bondster, kter\u00e1 nepropojuje investory s jednotlivci a firmami, ale nab\u00edz\u00ed participaci na ji\u017e existuj\u00edc\u00edch \u00fav\u011brech.·         Bondster m\u016f\u017ee nab\u00eddnout sv\u00fdm investor\u016fm tak\u00e9 jistou garanci, a to, \u017ee je mo\u017en\u00e9 nap\u0159\u00edklad z investice odstoupit. Je v\u0161ak t\u0159eba po\u010d\u00edtat s t\u00edm, \u017ee vystoupen\u00ed z investice je zpoplatn\u011bn\u00e9.·         Mimoto je lze tak\u00e9 nal\u00e9zt u n\u011bkter\u00fdch p\u016fj\u010dek garanci zp\u011btn\u00e9ho odkupu, a to v p\u0159\u00edpad\u011b, \u017ee je n\u011bkter\u00e1 firma v prodlen\u00ed se spl\u00e1cen\u00edm. I zde se po\u010d\u00edt\u00e1 poplatek platform\u011b za vystoupen\u00ed, kter\u00fd \u010din\u00ed jedno procento ro\u010dn\u011b z proinvestovan\u00e9 \u010d\u00e1stky.\tPod\u00edlov\u00fd crowdfundingMimo zm\u00edn\u011bn\u00fd crowdfunding, je\u017e je postaven\u00fd na p\u016fj\u010dk\u00e1ch a odm\u011bn\u00e1ch, existuje na \u010desk\u00e9m trhu dal\u0161\u00ed typ alternativn\u00edho investov\u00e1n\u00ed, a to je pod\u00edlov\u00fd crowdfunding, kdy si investo\u0159i nam\u00edsto klasick\u00e9ho \u00fav\u011bru kupuj\u00ed pod\u00edly v ur\u010dit\u00e9 spole\u010dnosti. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u011bt\u0161inov\u00e9 investov\u00e1n\u00ed","item":"https:\/\/www.zerba.cz\/vetsinove-investovani\/#breadcrumbitem"}]}]