[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/vkladni-knizky-v-soucasnosti\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/vkladni-knizky-v-soucasnosti\/","headline":"Vkladn\u00ed kn\u00ed\u017eky v sou\u010dasnosti","name":"Vkladn\u00ed kn\u00ed\u017eky v sou\u010dasnosti","description":"Vkladn\u00ed kn\u00ed\u017eky byly v minulosti nejzn\u00e1m\u011bj\u0161\u00ed zp\u016fsob spo\u0159en\u00ed, ale pozd\u011bji byly nahrazeny spo\u0159ic\u00edmi \u00fa\u010dty, term\u00ednovan\u00fdmi vklady a dal\u0161\u00edmi bankovn\u00edmi produkty. Vkladn\u00ed kn\u00ed\u017eky jsou st\u00e1le \u017e\u00e1dan\u00fdm bankovn\u00edm produktem. Kde je v\u0161ak sjednat a jak\u00fd \u00farok nab\u00edzej\u00ed? Vkladn\u00ed kn\u00ed\u017eky dnes nab\u00edzej\u00ed dv\u011b banky: \u010cesk\u00e1 spo\u0159itelna a Po\u0161tovn\u00ed spo\u0159itelna Ob\u011b banky se zam\u011b\u0159uj\u00ed p\u0159edev\u0161\u00edm na rodi\u010de, kte\u0159\u00ed mohou …

Vkladn\u00ed kn\u00ed\u017eky v sou\u010dasnosti<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2017-08-30","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a299405_w1990_t1509400314.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a299405_w1990_t1509400314.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/vkladni-knizky-v-soucasnosti\/","about":["Finan\u010dn\u00ed spole\u010dnosti"],"wordCount":475,"articleBody":"Vkladn\u00ed kn\u00ed\u017eky byly v minulosti nejzn\u00e1m\u011bj\u0161\u00ed zp\u016fsob spo\u0159en\u00ed, ale pozd\u011bji byly nahrazeny spo\u0159ic\u00edmi \u00fa\u010dty, term\u00ednovan\u00fdmi vklady a dal\u0161\u00edmi bankovn\u00edmi produkty. Vkladn\u00ed kn\u00ed\u017eky jsou st\u00e1le \u017e\u00e1dan\u00fdm bankovn\u00edm produktem. Kde je v\u0161ak sjednat a jak\u00fd \u00farok nab\u00edzej\u00ed?Vkladn\u00ed kn\u00ed\u017eky dnes nab\u00edzej\u00ed dv\u011b banky: \u010cesk\u00e1 spo\u0159itelna a Po\u0161tovn\u00ed spo\u0159itelnaOb\u011b banky se zam\u011b\u0159uj\u00ed p\u0159edev\u0161\u00edm na rodi\u010de, kte\u0159\u00ed mohou na t\u011bchto vkladn\u00edch kn\u00ed\u017ek\u00e1ch spo\u0159it sv\u00fdm d\u011btem.\tD\u011btsk\u00e9 vkladn\u00ed kn\u00ed\u017eky D\u011btsk\u00e9 vkladn\u00ed kn\u00ed\u017eky maj\u00ed v\u00fdhodn\u011bj\u0161\u00ed \u00faroky. Vkladn\u00ed kn\u00ed\u017eku je mo\u017en\u00e9 u \u010cesk\u00e9 spo\u0159itelny zalo\u017eit nanejv\u00fd\u0161e do osmn\u00e1cti let d\u00edt\u011bte. Vklad na kn\u00ed\u017ece potom banka \u00faro\u010d\u00ed jedn\u00edm procentem ro\u010dn\u011b, av\u0161ak pouze do \u010d\u00e1stky dv\u011b st\u011b pades\u00e1t tis\u00edc korun. Rovn\u011b\u017e tato procentn\u00ed \u00farokov\u00e1 sazba plat\u00ed pouze do osmn\u00e1cti let d\u00edt\u011bte, na jeho\u017e jm\u00e9no je vkladn\u00ed kn\u00ed\u017eka vedena. Jako benefit k d\u011btsk\u00fdm vkladn\u00edm kn\u00ed\u017ek\u00e1m potom nab\u00edz\u00ed \u010cesk\u00e1 spo\u0159itelna dva narozeninov\u00e9 finan\u010dn\u00ed bonusy.Nap\u0159\u00edklad:·         Po dovr\u0161en\u00ed dvan\u00e1cti let d\u00edt\u011bte banka p\u0159ip\u00ed\u0161e p\u011bt set korun.·         Po dovr\u0161en\u00ed osmn\u00e1cti let d\u00edt\u011bte p\u0159ip\u00ed\u0161e banka tis\u00edc korun.Podm\u00ednkou zde v\u0161ak je, aby d\u00edt\u011b m\u011blo u \u010cesk\u00e9 spo\u0159itelny osobn\u00ed \u00fa\u010det a vkladn\u00ed kn\u00ed\u017eku minim\u00e1ln\u011b p\u011bt let.\tV\u00fdhern\u00ed vkladn\u00ed kn\u00ed\u017eky.V\u00fdhern\u00ed vkladn\u00ed kn\u00ed\u017eka je bez \u00faroku, av\u0161ak dvakr\u00e1t ro\u010dn\u011b je mo\u017en\u00e9 se se svou vkladn\u00ed kn\u00ed\u017ekou \u00fa\u010dastnit losov\u00e1n\u00ed o pr\u00e9mii milion korun. \u00da\u010dastnit se slosov\u00e1n\u00ed o pr\u00e9mii mohou potom pouze ty vkladn\u00ed v\u00fdhern\u00ed kn\u00ed\u017eky, kter\u00e9 maj\u00ed z\u016fstatek p\u0159es 1000 korun. Slosov\u00e1n\u00ed prob\u00edh\u00e1 v\u017edy v listopadu a kv\u011btnu.\t Vkladn\u00ed kn\u00ed\u017eky u Po\u0161tovn\u00ed spo\u0159itelnyPo\u0161tovn\u00ed spo\u0159itelna nab\u00edz\u00ed rovn\u011b\u017e D\u011btskou vkladn\u00ed kn\u00ed\u017eku. Tato vkladn\u00ed kn\u00ed\u017eka se pak zakl\u00e1d\u00e1 na dobu ur\u010ditou, a to maxim\u00e1ln\u011b do osmn\u00e1cti let d\u00edt\u011bte. Ro\u010dn\u00ed \u00farok \u010din\u00ed na t\u00e9to D\u011btsk\u00e9 vkladn\u00ed kn\u00ed\u017ece p\u016fl procenta, plus bonusov\u00fd \u00farok. V\u00fd\u0161e bonusov\u00e9ho \u00faroku se odv\u00edj\u00ed od samotn\u00e9 d\u00e9lky spo\u0159en\u00ed na vkladn\u00ed kn\u00ed\u017eku. A banka v\u00e1m jej p\u0159ip\u00ed\u0161e v pln\u00e9 v\u00fd\u0161i p\u0159i v\u00fdb\u011bru a\u017e po dovr\u0161en\u00ed osmn\u00e1cti let d\u00edt\u011bte. Polovinu z bonusov\u00e9ho \u00faroku v\u00e1m banka vyplat\u00ed, pokud dodr\u017e\u00edte alespo\u0148 polovinu doby spo\u0159en\u00ed. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vkladn\u00ed kn\u00ed\u017eky v sou\u010dasnosti","item":"https:\/\/www.zerba.cz\/vkladni-knizky-v-soucasnosti\/#breadcrumbitem"}]}]