[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/vyplati-se-investovat-do-sporeni\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/vyplati-se-investovat-do-sporeni\/","headline":"Vyplat\u00ed se investovat do spo\u0159en\u00ed?","name":"Vyplat\u00ed se investovat do spo\u0159en\u00ed?","description":"V\u017edycky je dobr\u00e9 m\u00edt n\u011bjakou finan\u010dn\u00ed jistotu, zvl\u00e1\u0161\u0165 pokud se jedn\u00e1 o bydlen\u00ed a n\u00e1klady s&nbsp;t\u00edm spojen\u00e9. Co d\u011blat, kdy\u017e se pokaz\u00ed ledni\u010dka, praskne t\u011bsn\u011bn\u00ed u pra\u010dky, p\u0159estane fungovat televize nebo se rozbije trouba \u010di po\u0161kod\u00ed kuchy\u0148sk\u00e1 linka? M\u00edt odlo\u017een\u00e9 pen\u00edze je jedna v\u011bc, ale jak je to se spo\u0159en\u00edm &ndash; p\u0159eva\u017euj\u00ed v\u00fdhody nebo nev\u00fdhody? &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/vyplati-se-investovat-do-sporeni\/\"> <span class=\"screen-reader-text\">Vyplat\u00ed se investovat do spo\u0159en\u00ed?<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2016-10-01","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/vyplati-se-investovat-do-sporeni\/","about":["Investice"],"wordCount":445,"articleBody":"V\u017edycky je dobr\u00e9 m\u00edt n\u011bjakou finan\u010dn\u00ed jistotu, zvl\u00e1\u0161\u0165 pokud se jedn\u00e1 o bydlen\u00ed a n\u00e1klady s&nbsp;t\u00edm spojen\u00e9. Co d\u011blat, kdy\u017e se pokaz\u00ed ledni\u010dka, praskne t\u011bsn\u011bn\u00ed u pra\u010dky, p\u0159estane fungovat televize nebo se rozbije trouba \u010di po\u0161kod\u00ed kuchy\u0148sk\u00e1 linka? M\u00edt odlo\u017een\u00e9 pen\u00edze je jedna v\u011bc, ale jak je to se spo\u0159en\u00edm &ndash; p\u0159eva\u017euj\u00ed v\u00fdhody nebo nev\u00fdhody?Co tvrd\u00ed odborn\u00edci? V\u011bt\u0161ina expert\u016f a ekonom\u016f se shoduje na tom, \u017ee spo\u0159ic\u00ed \u00fa\u010dty jsou nev\u00fdnosn\u00e9, \u00faroky n\u00edzk\u00e9, poplatky vysok\u00e9 a vklady a v\u00fdb\u011bry v\u011bt\u0161inou n\u011bjak omezen\u00e9 nebo podm\u00edn\u011bn\u00e9 jist\u00fdmi pravidly. Inflace a poplatky v\u011bt\u0161inou se\u017eerou to, co n\u00e1m na \u00faroku a \u010dasto i st\u00e1tn\u00ed podpo\u0159e spo\u0159en\u00ed vynese.\u00darok \u0161el rapidn\u011b dol\u016f kv\u016fli inflaci, co\u017e ov\u0161em znamen\u00e1, \u017ee se spo\u0159ic\u00ed \u00fa\u010dty nebo stavebn\u00ed spo\u0159en\u00ed st\u00e1vaj\u00ed nev\u00fdnosn\u00fdmi. Jak\u00e9 jsou alternativy?Podle obchodn\u00edk\u016f a ekonom\u016f z\u00e1le\u017e\u00ed na tom, jak velkou \u010d\u00e1stku st\u0159\u00e1d\u00e1te.&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nem\u00e1 cenu investovat do devizov\u00fdch trh\u016f s&nbsp;\u010d\u00e1stkou m\u00e9n\u011b ne\u017e \u010dty\u0159i sta tis\u00edc korun je nev\u00fdnosn\u00e9, nav\u00edc pom\u011brn\u011b nestabiln\u00ed. Av\u0161ak pokud se zada\u0159\u00ed, m\u016f\u017eete se t\u011b\u0161it a\u017e na p\u011btadvaceti procentn\u00ed n\u00e1r\u016fst zisk\u016f. Na \u00fa\u010dtech devizov\u00fdch obchodn\u00edk\u016f nen\u00ed \u017e\u00e1dn\u00e1 blokace a pen\u00edze, kter\u00e9 vkl\u00e1d\u00e1te, m\u016f\u017eete vybrat n\u00e1rov\u011b, podobn\u011b jako u spo\u0159ic\u00edch \u00fa\u010dt\u016f.&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Dal\u0161\u00ed alternativou je fond \u017eivotn\u00edho cyklu, kdy m\u016f\u017eete investici koupit, vyd\u011blat na n\u00ed a pak ji kdykoli prodat. Jde jen o dobr\u00fd n\u00e1pad a spr\u00e1vn\u00e9 investov\u00e1n\u00ed.&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Posledn\u00ed alternativou jsou pod\u00edlov\u00e9 fondy, kter\u00e9 jsou asi tou nejvhodn\u011bj\u0161\u00ed cestou, nechcete-li si zakl\u00e1dat bankovn\u00ed spo\u0159ic\u00ed \u00fa\u010det.Mus\u00edme si ale uv\u011bdomit, zdali jsme ochotni pen\u00edze riskovat. Jak\u00fdkoli \u00fakol s&nbsp;pen\u011bzi a jak\u00e1koli investice se m\u016f\u017ee zvrhnout a v&nbsp;inflaci v\u00e1s klidn\u011b dostat do dluh\u016f. Pokud v\u00e1m jde o skute\u010dnou alternativu ke spo\u0159en\u00ed, a pokud pot\u0159ebujete i p\u0159esto m\u00edt pen\u00edze k&nbsp;dispozici, kdykoli je budete pot\u0159ebovat, a\u0165 u\u017e to bude hav\u00e1rie v&nbsp;dom\u00e1cnosti nebo t\u0159eba jenom nedostate\u010dn\u00fd p\u0159\u00edjem, alternativa k&nbsp;bankovn\u00edmu spo\u0159ic\u00edmu \u00fa\u010dtu d\u00e1 se \u0159\u00edct, neexistuje.                                                                                                                                                                                                                                                                                                                                                                                                 "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vyplat\u00ed se investovat do spo\u0159en\u00ed?","item":"https:\/\/www.zerba.cz\/vyplati-se-investovat-do-sporeni\/#breadcrumbitem"}]}]