[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/z-jakych-druhu-investicnich-fondu-muzete-vybirat\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/z-jakych-druhu-investicnich-fondu-muzete-vybirat\/","headline":"Z jak\u00fdch druh\u016f investi\u010dn\u00edch fond\u016f m\u016f\u017eete vyb\u00edrat?","name":"Z jak\u00fdch druh\u016f investi\u010dn\u00edch fond\u016f m\u016f\u017eete vyb\u00edrat?","description":"Ka\u017ed\u00e1 investice s sebou samoz\u0159ejm\u011b nese rizika. \u010c\u00edm v\u011bt\u0161\u00ed obnos investujete, t\u00edm v\u011bt\u0161\u00ed m\u016f\u017ee b\u00fdt zisk, ale tak\u00e9 ztr\u00e1ta. To je ov\u0161em riziko, kter\u00e9 mus\u00edte podstoupit, kdy\u017e se skute\u010dn\u011b rozhodnete investovat. Existuje ov\u0161em mnoho druh\u016f investi\u010dn\u00edch fond\u016f, p\u0159i\u010dem\u017e n\u011bkter\u00e9 z nich jsou bezpe\u010dn\u011bj\u0161\u00ed ne\u017e jin\u00e9. Jejich podrobn\u00fdm popisem se dnes zab\u00fdvat sice nebudeme, ale pod\u00edv\u00e1me &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/z-jakych-druhu-investicnich-fondu-muzete-vybirat\/\"> <span class=\"screen-reader-text\">Z jak\u00fdch druh\u016f investi\u010dn\u00edch fond\u016f m\u016f\u017eete vyb\u00edrat?<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2021-06-05","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a307738_w1998_t1518978374.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a307738_w1998_t1518978374.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/z-jakych-druhu-investicnich-fondu-muzete-vybirat\/","about":["Finan\u010dn\u00ed spole\u010dnosti"],"wordCount":466,"articleBody":"\tKa\u017ed\u00e1 investice s sebou samoz\u0159ejm\u011b nese rizika. \u010c\u00edm v\u011bt\u0161\u00ed obnos investujete, t\u00edm v\u011bt\u0161\u00ed m\u016f\u017ee b\u00fdt zisk, ale tak\u00e9 ztr\u00e1ta. To je ov\u0161em riziko, kter\u00e9 mus\u00edte podstoupit, kdy\u017e se skute\u010dn\u011b rozhodnete investovat. Existuje ov\u0161em mnoho druh\u016f investi\u010dn\u00edch fond\u016f, p\u0159i\u010dem\u017e n\u011bkter\u00e9 z nich jsou bezpe\u010dn\u011bj\u0161\u00ed ne\u017e jin\u00e9. Jejich podrobn\u00fdm popisem se dnes zab\u00fdvat sice nebudeme, ale pod\u00edv\u00e1me se na to, z \u010deho m\u016f\u017eete vyb\u00edrat, abyste v\u011bd\u011bli, na co se d\u00edvat v p\u0159\u00edpad\u011b, \u017ee byste o tento zp\u016fsob vyd\u011bl\u00e1v\u00e1n\u00ed pen\u011bz m\u011bli z\u00e1jem.\t&nbsp;\tNen\u00ed mo\u017en\u00e9, abyste se v\u00fdb\u011brem investi\u010dn\u00edho fondu \u010di investi\u010dn\u00ed spole\u010dnosti vyhnuli v\u0161em mo\u017en\u00fdm rizik\u016fm. M\u016f\u017eete je ale minimalizovat a zvolit si nejbezpe\u010dn\u011bj\u0161\u00ed mo\u017en\u00fd typ investice. V ka\u017ed\u00e9m pod\u00edlov\u00e9m (investi\u010dn\u00edm) fondu najdete p\u0159edem stanoven\u00e9 c\u00edle, skladbu majetku, investi\u010dn\u00ed oblasti i investi\u010dn\u00ed strategii. Z\u00e1kladem, kter\u00fd v\u00e1s bude p\u0159i ka\u017ed\u00e9 investici zaj\u00edmat, je tzv. &bdquo;Statut fondu&ldquo;, ve kter\u00e9m se dozv\u00edte z\u00e1kladn\u00ed informace o fondu, do kter\u00e9ho chcete pravideln\u011b p\u0159isp\u00edvat vlastn\u00ed finan\u010dn\u00ed prost\u0159edky.\t&nbsp;\tT\u00edm nejz\u00e1kladn\u011bj\u0161\u00edm rozd\u011blen\u00edm pod\u00edlov\u00fdch fond\u016f jsou \u010dty\u0159i kategorie, a to akciov\u00e9 fondy, dluhopisn\u00e9 fondy, balancov\u00e9 \u010di sm\u00ed\u0161en\u00e9 fondy a fondy pen\u011b\u017en\u00edho trhu, kter\u00fdm jde o bezrizikov\u00e9 sazby.\t&nbsp;\tV\u00fd\u010det druh\u016f pod\u00edlov\u00fdch fond\u016f na finan\u010dn\u00edm trhu1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; P\u0159\u00edjmov\u00e9 fondy,2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; dluhopisov\u00e9 fondy,3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; sm\u00ed\u0161en\u00e9 \u010di balancovan\u00e9 fondy (obchoduj\u00ed s akciemi i dluhopisy),4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; akciov\u00e9 fondy,5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; glob\u00e1ln\u00ed \u010di mezin\u00e1rodn\u00ed fondy,6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; speci\u00e1ln\u00ed fondy &ndash; sektorov\u00e9, region\u00e1ln\u00ed, spole\u010densky odpov\u011bdn\u00e9 fondy,7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; indexov\u00e9 fondy,8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; burzovn\u011b obchodovan\u00e9 fondy (ETF).&nbsp;Jak vid\u00edte, v\u00fdb\u011br je skute\u010dn\u011b obrovsk\u00fd. Ka\u017ed\u00fd z uveden\u00fdch pod\u00edlov\u00fdch fond\u016f m\u00e1 sv\u00e1 pro a proti, vy\u0161\u0161\u00ed i ni\u017e\u0161\u00ed rizika. V\u00fdb\u011br mus\u00edte zvolit podle m\u00edry rizika, kter\u00e9 chcete podstoupit, v\u00fd\u0161e investovan\u00e9 \u010d\u00e1stky a samoz\u0159ejm\u011b i podle toho, kter\u00fd se v\u00e1m bude zamlouvat nejv\u00edce podle jeho charakteru. Nejd\u016fle\u017eit\u011bj\u0161\u00ed ov\u0161em je si uv\u011bdomit, \u017ee se jedn\u00e1 o v\u00e1\u0161 p\u0159\u00edjem a mo\u017enou ztr\u00e1tu, proto byste m\u011bli myslet p\u0159edev\u0161\u00edm na to, aby byl pro v\u00e1s fond co nejv\u00edce p\u0159\u00ednosn\u00fd.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z jak\u00fdch druh\u016f investi\u010dn\u00edch fond\u016f m\u016f\u017eete vyb\u00edrat?","item":"https:\/\/www.zerba.cz\/z-jakych-druhu-investicnich-fondu-muzete-vybirat\/#breadcrumbitem"}]}]