[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/zacatek-podnikani-a-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/zacatek-podnikani-a-hypoteka\/","headline":"Za\u010d\u00e1tek podnik\u00e1n\u00ed a hypot\u00e9ka!","name":"Za\u010d\u00e1tek podnik\u00e1n\u00ed a hypot\u00e9ka!","description":"Pokud za\u010d\u00edn\u00e1te podnikat, m\u00e1te ur\u010dit\u011b pap\u00edrov\u00e1n\u00ed a\u017e nad hlavu a sna\u017e\u00edte se co nejrychleji do sv\u011bta byznysu dostat. Jestli\u017ee m\u00e1te dobr\u00fd projekt a hned p\u0159i po\u010d\u00e1tku podnik\u00e1n\u00ed jste za\u010dali opravdu dob\u0159e vyd\u011bl\u00e1vat, mo\u017en\u00e1 i v\u00e1s napadlo, \u017ee p\u016fjdete bydlet do vlastn\u00edho, \u017ee si to kone\u010dn\u011b m\u016f\u017eete dovolit a tak vyraz\u00edte do banky, abyste po\u017e\u00e1dali o &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/zacatek-podnikani-a-hypoteka\/\"> <span class=\"screen-reader-text\">Za\u010d\u00e1tek podnik\u00e1n\u00ed a hypot\u00e9ka!<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2021-06-02","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a294120_w1998_t1506025835.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a294120_w1998_t1506025835.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/zacatek-podnikani-a-hypoteka\/","about":["Hypot\u00e9ky"],"wordCount":468,"articleBody":"\tPokud za\u010d\u00edn\u00e1te podnikat, m\u00e1te ur\u010dit\u011b pap\u00edrov\u00e1n\u00ed a\u017e nad hlavu a sna\u017e\u00edte se co nejrychleji do sv\u011bta byznysu dostat. Jestli\u017ee m\u00e1te dobr\u00fd projekt a hned p\u0159i po\u010d\u00e1tku podnik\u00e1n\u00ed jste za\u010dali opravdu dob\u0159e vyd\u011bl\u00e1vat, mo\u017en\u00e1 i v\u00e1s napadlo, \u017ee p\u016fjdete bydlet do vlastn\u00edho, \u017ee si to kone\u010dn\u011b m\u016f\u017eete dovolit a tak vyraz\u00edte do banky, abyste po\u017e\u00e1dali o hypot\u00e9ku.\tSamoz\u0159ejm\u011b se k v\u00e1m budou chovat slu\u0161n\u011b, budou v\u00e1m d\u00e1vat r\u016fzn\u00e9 ot\u00e1zky, a\u017e dojde na formul\u00e1\u0159 pro zam\u011bstnavatele. Tam chce banka vyplnit r\u016fzn\u00e9 informace o va\u0161em pracovn\u00edm pom\u011bru a v\u00fd\u0161\u00edch p\u0159\u00edjm\u016f.\t\tA prvn\u00ed z\u00e1drhel je na sv\u011bt\u011b! NEM\u00c1TE DA\u0147OV\u00c9 P\u0158IZN\u00c1N\u00cd!Kdy\u017e tedy zm\u00edn\u00edte, \u017ee jste podnikatel, bude po v\u00e1s bankovn\u00ed poradce cht\u00edt dolo\u017eit dv\u011b da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed. Pokud ne dv\u011b, minim\u00e1ln\u011b jedno ur\u010dit\u011b!\tDruh\u00fd z\u00e1drhel! PODNIK\u00c1TE M\u00c9N\u011a, NE\u017d \u0160EST M\u011aS\u00cdC\u016e!Pokud opravdu za\u010d\u00edn\u00e1te, je jasn\u00e9, \u017ee da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed pod\u00e1v\u00e1te jednou v roce za uplynul\u00fd kalend\u00e1\u0159n\u00ed rok a tedy \u017e\u00e1dn\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nem\u00e1te. Pokud ano a m\u00e1te ho za obdob\u00ed krat\u0161\u00ed, ne\u017e \u0161est m\u011bs\u00edc\u016f, tak\u00e9 to nikoho nebude zaj\u00edmat. Prost\u011b nem\u00e1te-li za sebou v\u00edce ne\u017e \u0161est m\u011bs\u00edc\u016f vytv\u00e1\u0159en\u00ed va\u0161\u00ed \u010dinnosti a jedno da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, m\u016f\u017eete se spolehnout, \u017ee jste za\u0159azeni mezi ne\u00fasp\u011b\u0161n\u00e9 \u017eadatele o hypot\u00e9ku a na n\u011bjakou dobu m\u00e1te s hypot\u00e9kou sm\u016flu.\tT\u0159et\u00ed z\u00e1drhel! NEN\u00cd P\u0158\u00cdJEM, JAKO P\u0158\u00cdJEM!Vy jste trp\u011bliv\u00e9 osoby, bydlet nakonec chcete d\u0159\u00edv nebo pozd\u011bji, a tak po\u010dk\u00e1te na da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, lh\u016ftu \u0161esti m\u011bs\u00edc\u016f, najdete novou nemovitost a znovu vyraz\u00edte do banky. Tentokr\u00e1t si mysl\u00edte, \u017ee v\u00e1s nic nep\u0159ekvap\u00ed, proto\u017ee zmi\u0148ovan\u00e9 po\u017eadavky banky m\u00e1te spln\u011bn\u00e9 a p\u0159\u00edjmy podle v\u00e1s hezky vysok\u00e9.Jen\u017ee v bance se na v\u00e1\u0161 p\u0159\u00edjem podle da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed d\u00edvaj\u00ed \u00fapln\u011b jinak. R\u016fzn\u011b ho kr\u00e1t\u00ed, p\u0159epo\u010d\u00edt\u00e1vaj\u00ed, upravuj\u00ed a dokonce se tedy m\u016f\u017ee st\u00e1t, \u017ee pokud t\u0159eba zji\u0161\u0165ujete informace u dvou rozd\u00edln\u00fdch bank, ka\u017ed\u00e1 v\u00e1m vypo\u010d\u00edt\u00e1 jinou v\u00fd\u0161i \u010dist\u00e9ho p\u0159\u00edjmu. Od tohoto p\u0159\u00edjmu se pak samoz\u0159ejm\u011b spo\u010d\u00edtaj\u00ed \u00farokov\u00e9 sazby a ty budou pom\u011brn\u011b vysok\u00e9 ve srovn\u00e1n\u00ed se zam\u011bstnan\u00fdm \u010dlov\u011bkem.No nen\u00ed to u n\u00e1s snadn\u00e9!                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Za\u010d\u00e1tek podnik\u00e1n\u00ed a hypot\u00e9ka!","item":"https:\/\/www.zerba.cz\/zacatek-podnikani-a-hypoteka\/#breadcrumbitem"}]}]