[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/zadost-o-pujcku-a-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/zadost-o-pujcku-a-uver\/","headline":"\u017d\u00e1dost o p\u016fj\u010dku a \u00fav\u011br","name":"\u017d\u00e1dost o p\u016fj\u010dku a \u00fav\u011br","description":"U\u017e jste se setkali s&nbsp;\u017e\u00e1dost\u00ed o p\u016fj\u010dku? Nebo V\u00e1s to teprve \u010dek\u00e1, a tak chcete v\u011bd\u011bt, na co se m\u00e1te p\u0159ipravit? Z\u00e1kladn\u00ed \u017e\u00e1dost o p\u016fj\u010dku m\u016f\u017eeme rozd\u011blit do dvou hlavn\u00edch kategori\u00ed. Bu\u010fto se bude jednat o \u017e\u00e1dost o p\u016fj\u010dku v&nbsp;bance nebo u nebankovn\u00ed spole\u010dnosti. \u0158ekneme si nyn\u00ed krit\u00e9ria pro z\u00edsk\u00e1n\u00ed obou z&nbsp;nich, ale za\u010dneme bankovn\u00edm &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/zadost-o-pujcku-a-uver\/\"> <span class=\"screen-reader-text\">\u017d\u00e1dost o p\u016fj\u010dku a \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-01","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/zadost-o-pujcku-a-uver\/","about":["P\u016fj\u010dky"],"wordCount":484,"articleBody":"U\u017e jste se setkali s&nbsp;\u017e\u00e1dost\u00ed o p\u016fj\u010dku? Nebo V\u00e1s to teprve \u010dek\u00e1, a tak chcete v\u011bd\u011bt, na co se m\u00e1te p\u0159ipravit?Z\u00e1kladn\u00ed \u017e\u00e1dost o p\u016fj\u010dku m\u016f\u017eeme rozd\u011blit do dvou hlavn\u00edch kategori\u00ed. Bu\u010fto se bude jednat o \u017e\u00e1dost o p\u016fj\u010dku v&nbsp;bance nebo u nebankovn\u00ed spole\u010dnosti. \u0158ekneme si nyn\u00ed krit\u00e9ria pro z\u00edsk\u00e1n\u00ed obou z&nbsp;nich, ale za\u010dneme bankovn\u00edm postupem. \u017d\u00e1dost o \u00fav\u011br v&nbsp;bance mus\u00ed proj\u00edt n\u011bkolika f\u00e1zemi. Hned na za\u010d\u00e1tku je d\u016fle\u017eit\u00e9, zdali jste klientem dan\u00e9 banky \u010di nikoliv. Pokud jste klientem, pak bude vy\u0159izov\u00e1n\u00ed p\u016fj\u010dky rychlej\u0161\u00ed a snadn\u011bj\u0161\u00ed, pokud nejste klientem, bude to samoz\u0159ejm\u011b zdlouhav\u011bj\u0161\u00ed. T\u00edmto zp\u016fsobem to m\u00e1 nastaven\u00e9 snad v\u011bt\u0161ina klasick\u00fdch bank. \u017d\u00e1dost o p\u016fj\u010dku m\u016f\u017eete kdykoliv podat a budete k&nbsp;tomu pot\u0159ebovat z\u00e1kladn\u00ed dokumenty. Samoz\u0159ejmost\u00ed je doklad toto\u017enosti, z\u0159ejm\u011b po V\u00e1s budou vy\u017eadovat dva doklady toto\u017enosti, tak\u017ee nap\u0159\u00edklad ob\u010dansk\u00fd pr\u016fkaz a k&nbsp;tomu \u0159idi\u010dsk\u00fd pr\u016fkaz nebo rodn\u00fd list \u010di cestovn\u00ed pas. V&nbsp;bance v\u017edy vy\u017eaduj\u00ed tak\u00e9 potvrzen\u00ed p\u0159\u00edjm\u016f a to, i kdy\u017e chcete n\u00edzkou \u010d\u00e1stku. Pokud \u017e\u00e1d\u00e1te o vy\u0161\u0161\u00ed \u010d\u00e1stky, bude z\u0159ejm\u011b vy\u017eadov\u00e1n ru\u010ditel \u010di ru\u010den\u00ed v&nbsp;podob\u011b nemovitosti.Pokud byste cht\u011bli zvolit \u00fav\u011br u nebankovn\u00ed spole\u010dnosti, tak ten se v\u011bt\u0161inou vy\u0159izuje online. Na konkr\u00e9tn\u00edch str\u00e1nk\u00e1ch zad\u00e1v\u00e1te \u00fadaje. B\u011b\u017en\u011b se zad\u00e1vaj\u00ed \u00fadaje z&nbsp;ob\u010danky a dal\u0161\u00edch doklad\u016f. Nap\u0159\u00edklad u \u00fav\u011br\u016f bez registr\u016f, se toleruj\u00ed z\u00e1znamy v&nbsp;registrech dlu\u017en\u00edk\u016f, podobn\u00e9 je to tak\u00e9 u p\u016fj\u010dek bez dolo\u017een\u00ed p\u0159\u00edjm\u016f, kdy nemus\u00edte dokl\u00e1dat p\u0159\u00edjmy. Tyto p\u016fj\u010dky b\u00fdvaj\u00ed na n\u00edzk\u00e9 \u010d\u00e1stky. Pokud byste volili vy\u0161\u0161\u00ed \u010d\u00e1stky, z\u0159ejm\u011b budete dokl\u00e1dat podobn\u00e9 \u00fadaje jako v&nbsp;bance.\tN\u00e1le\u017eitosti \u017e\u00e1dosti\u017d\u00e1dost mus\u00ed spl\u0148ovat z\u00e1kladn\u00ed krit\u00e9ria, ale nap\u0159\u00edklad u nebankovn\u00edch spole\u010dnost\u00ed sta\u010d\u00ed jako \u017e\u00e1dost vyplnit jejich formul\u00e1\u0159 na konkr\u00e9tn\u00edch str\u00e1nk\u00e1ch. Tam v\u017edy najdete n\u011bjak\u00fd formul\u00e1\u0159, kter\u00fd m\u00e1te vyplnit a v\u011bt\u0161inou se rovnou jedn\u00e1 o \u017e\u00e1dost o \u00fav\u011br nebo p\u016fj\u010dku. Zad\u00e1v\u00e1te z\u00e1kladn\u00ed \u00fadaje jako jm\u00e9no, p\u0159\u00edjmen\u00ed, rodn\u00e9 \u010d\u00edslo, \u010d\u00edslo ob\u010dansk\u00e9ho pr\u016fkazu, telefonn\u00ed \u010d\u00edslo, e-mail, adresu a podobn\u011b. Uv\u00e1d\u00ed se tak\u00e9 \u00fadaj o tom, kolik si chcete p\u016fj\u010dit. Na z\u00e1klad\u011b podobn\u00e9 \u017e\u00e1dosti V\u00e1s v\u011bt\u0161inou kontaktuj\u00ed bu\u010fto emailem nebo telefonicky. V\u011bt\u0161inou do p\u00e1r minut prob\u011bhne i schv\u00e1len\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u017d\u00e1dost o p\u016fj\u010dku a \u00fav\u011br","item":"https:\/\/www.zerba.cz\/zadost-o-pujcku-a-uver\/#breadcrumbitem"}]}]