[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/zadost-o-pujcku-a-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/zadost-o-pujcku-a-uver\/","headline":"\u017d\u00e1dost o p\u016fj\u010dku a \u00fav\u011br","name":"\u017d\u00e1dost o p\u016fj\u010dku a \u00fav\u011br","description":"U\u017e jste se setkali s\u00a0\u017e\u00e1dost\u00ed o p\u016fj\u010dku? Nebo V\u00e1s to teprve \u010dek\u00e1, a tak chcete v\u011bd\u011bt, na co se m\u00e1te p\u0159ipravit? Z\u00e1kladn\u00ed \u017e\u00e1dost o p\u016fj\u010dku m\u016f\u017eeme rozd\u011blit do dvou hlavn\u00edch kategori\u00ed. Bu\u010fto se bude jednat o \u017e\u00e1dost o p\u016fj\u010dku v\u00a0bance nebo u nebankovn\u00ed spole\u010dnosti. \u0158ekneme si nyn\u00ed krit\u00e9ria pro z\u00edsk\u00e1n\u00ed obou z\u00a0nich, ale za\u010dneme bankovn\u00edm &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/zadost-o-pujcku-a-uver\/\"> <span class=\"screen-reader-text\">\u017d\u00e1dost o p\u016fj\u010dku a \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-01","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384781_16x9_20260809_165118_ju98WS.jpg","url":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384781_16x9_20260809_165118_ju98WS.jpg","height":0,"width":0},"url":"https:\/\/www.zerba.cz\/zadost-o-pujcku-a-uver\/","about":["P\u016fj\u010dky"],"wordCount":473,"articleBody":"U\u017e jste se setkali s\u00a0\u017e\u00e1dost\u00ed o p\u016fj\u010dku? Nebo V\u00e1s to teprve \u010dek\u00e1, a tak chcete v\u011bd\u011bt, na co se m\u00e1te p\u0159ipravit?Z\u00e1kladn\u00ed \u017e\u00e1dost o p\u016fj\u010dku m\u016f\u017eeme rozd\u011blit do dvou hlavn\u00edch kategori\u00ed. Bu\u010fto se bude jednat o \u017e\u00e1dost o p\u016fj\u010dku v\u00a0bance nebo u nebankovn\u00ed spole\u010dnosti. \u0158ekneme si nyn\u00ed krit\u00e9ria pro z\u00edsk\u00e1n\u00ed obou z\u00a0nich, ale za\u010dneme bankovn\u00edm postupem. \u017d\u00e1dost o \u00fav\u011br v\u00a0bance mus\u00ed proj\u00edt n\u011bkolika f\u00e1zemi. Hned na za\u010d\u00e1tku je d\u016fle\u017eit\u00e9, zdali jste klientem dan\u00e9 banky \u010di nikoliv. Pokud jste klientem, pak bude vy\u0159izov\u00e1n\u00ed p\u016fj\u010dky rychlej\u0161\u00ed a snadn\u011bj\u0161\u00ed, pokud nejste klientem, bude to samoz\u0159ejm\u011b zdlouhav\u011bj\u0161\u00ed. T\u00edmto zp\u016fsobem to m\u00e1 nastaven\u00e9 snad v\u011bt\u0161ina klasick\u00fdch bank. \u017d\u00e1dost o p\u016fj\u010dku m\u016f\u017eete kdykoliv podat a budete k\u00a0tomu pot\u0159ebovat z\u00e1kladn\u00ed dokumenty. Samoz\u0159ejmost\u00ed je doklad toto\u017enosti, z\u0159ejm\u011b po V\u00e1s budou vy\u017eadovat dva doklady toto\u017enosti, tak\u017ee nap\u0159\u00edklad ob\u010dansk\u00fd pr\u016fkaz a k\u00a0tomu \u0159idi\u010dsk\u00fd pr\u016fkaz nebo rodn\u00fd list \u010di cestovn\u00ed pas. V\u00a0bance v\u017edy vy\u017eaduj\u00ed tak\u00e9 potvrzen\u00ed p\u0159\u00edjm\u016f a to, i kdy\u017e chcete n\u00edzkou \u010d\u00e1stku. Pokud \u017e\u00e1d\u00e1te o vy\u0161\u0161\u00ed \u010d\u00e1stky, bude z\u0159ejm\u011b vy\u017eadov\u00e1n ru\u010ditel \u010di ru\u010den\u00ed v\u00a0podob\u011b nemovitosti.Pokud byste cht\u011bli zvolit \u00fav\u011br u nebankovn\u00ed spole\u010dnosti, tak ten se v\u011bt\u0161inou vy\u0159izuje online. Na konkr\u00e9tn\u00edch str\u00e1nk\u00e1ch zad\u00e1v\u00e1te \u00fadaje. B\u011b\u017en\u011b se zad\u00e1vaj\u00ed \u00fadaje z\u00a0ob\u010danky a dal\u0161\u00edch doklad\u016f. Nap\u0159\u00edklad u \u00fav\u011br\u016f bez registr\u016f, se toleruj\u00ed z\u00e1znamy v\u00a0registrech dlu\u017en\u00edk\u016f, podobn\u00e9 je to tak\u00e9 u p\u016fj\u010dek bez dolo\u017een\u00ed p\u0159\u00edjm\u016f, kdy nemus\u00edte dokl\u00e1dat p\u0159\u00edjmy. Tyto p\u016fj\u010dky b\u00fdvaj\u00ed na n\u00edzk\u00e9 \u010d\u00e1stky. Pokud byste volili vy\u0161\u0161\u00ed \u010d\u00e1stky, z\u0159ejm\u011b budete dokl\u00e1dat podobn\u00e9 \u00fadaje jako v\u00a0bance.\tN\u00e1le\u017eitosti \u017e\u00e1dosti\u017d\u00e1dost mus\u00ed spl\u0148ovat z\u00e1kladn\u00ed krit\u00e9ria, ale nap\u0159\u00edklad u nebankovn\u00edch spole\u010dnost\u00ed sta\u010d\u00ed jako \u017e\u00e1dost vyplnit jejich formul\u00e1\u0159 na konkr\u00e9tn\u00edch str\u00e1nk\u00e1ch. Tam v\u017edy najdete n\u011bjak\u00fd formul\u00e1\u0159, kter\u00fd m\u00e1te vyplnit a v\u011bt\u0161inou se rovnou jedn\u00e1 o \u017e\u00e1dost o \u00fav\u011br nebo p\u016fj\u010dku. Zad\u00e1v\u00e1te z\u00e1kladn\u00ed \u00fadaje jako jm\u00e9no, p\u0159\u00edjmen\u00ed, rodn\u00e9 \u010d\u00edslo, \u010d\u00edslo ob\u010dansk\u00e9ho pr\u016fkazu, telefonn\u00ed \u010d\u00edslo, e-mail, adresu a podobn\u011b. Uv\u00e1d\u00ed se tak\u00e9 \u00fadaj o tom, kolik si chcete p\u016fj\u010dit. Na z\u00e1klad\u011b podobn\u00e9 \u017e\u00e1dosti V\u00e1s v\u011bt\u0161inou kontaktuj\u00ed bu\u010fto emailem nebo telefonicky. V\u011bt\u0161inou do p\u00e1r minut prob\u011bhne i schv\u00e1len\u00ed.\t                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u017d\u00e1dost o p\u016fj\u010dku a \u00fav\u011br","item":"https:\/\/www.zerba.cz\/zadost-o-pujcku-a-uver\/#breadcrumbitem"}]}]