[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/zajistit-se-na-stari\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/zajistit-se-na-stari\/","headline":"Zajistit se na st\u00e1\u0159\u00ed","name":"Zajistit se na st\u00e1\u0159\u00ed","description":"Pat\u0159\u00edte-li k&nbsp;ekonomicky sm\u00fd\u0161lej\u00edc\u00edm lidem a m\u00e1te trochu finan\u010dn\u00ed gramotnosti, d\u00e1v\u00e1te si pravd\u011bpodobn\u011b n\u011bjak\u00e9 pen\u00edze pravideln\u011b stranou. Pro str\u00fd\u010dka p\u0159\u00edhodu, abyste byli kryt\u00ed, kdy\u017e se n\u011bco nenad\u00e1le rozbije a je t\u0159eba v\u011bt\u0161\u00ed investice, kterou nezvl\u00e1dnete z&nbsp;va\u0161eho platu pokr\u00fdt. A nejsp\u00ed\u0161 si spo\u0159\u00edte na stavebn\u00edm spo\u0159en\u00ed nebo n\u011bkde na spo\u0159ic\u00edm \u00fa\u010dtu, \u010di term\u00ednovan\u00e9m vkladu. M\u00e1te-li n\u011bkolik des\u00edtek &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/zajistit-se-na-stari\/\"> <span class=\"screen-reader-text\">Zajistit se na st\u00e1\u0159\u00ed<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2023-04-29","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a305370_w2000_t1516898326.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a305370_w2000_t1516898326.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/zajistit-se-na-stari\/","about":["Investice"],"wordCount":419,"articleBody":"Pat\u0159\u00edte-li k&nbsp;ekonomicky sm\u00fd\u0161lej\u00edc\u00edm lidem a m\u00e1te trochu finan\u010dn\u00ed gramotnosti, d\u00e1v\u00e1te si pravd\u011bpodobn\u011b n\u011bjak\u00e9 pen\u00edze pravideln\u011b stranou. Pro str\u00fd\u010dka p\u0159\u00edhodu, abyste byli kryt\u00ed, kdy\u017e se n\u011bco nenad\u00e1le rozbije a je t\u0159eba v\u011bt\u0161\u00ed investice, kterou nezvl\u00e1dnete z&nbsp;va\u0161eho platu pokr\u00fdt. A nejsp\u00ed\u0161 si spo\u0159\u00edte na stavebn\u00edm spo\u0159en\u00ed nebo n\u011bkde na spo\u0159ic\u00edm \u00fa\u010dtu, \u010di term\u00ednovan\u00e9m vkladu.M\u00e1te-li n\u011bkolik des\u00edtek tis\u00edc pohromad\u011b, d\u00e1 se uva\u017eovat o jejich vhodn\u00e9m zainvestov\u00e1n\u00ed. Mo\u017enost\u00ed je mnoho, ale jedna, kter\u00e1 je jistotou, \u017ee neztrat\u00ed hodnotu, se nab\u00edz\u00ed nejv\u00edce. Investovat do bydlen\u00ed. Ceny byt\u016f i dom\u016f rostou, hodnotu neztr\u00e1c\u00ed a pen\u00edze budete m\u00edt tak dob\u0159e ulo\u017een\u00e9.I kdy\u017e ji\u017e vlastn\u00ed bydlen\u00ed m\u00e1te a t\u0159eba i spl\u00e1c\u00edte hypot\u00e9ku, nen\u00ed to ni\u010demu p\u0159ek\u00e1\u017ekou. Koup\u00ed t\u0159eba i mal\u00e9 garsonky nebo dvoupokojov\u00e9ho bytu se na st\u00e1\u0159\u00ed v\u00fdborn\u011b zajist\u00edte. V&nbsp;budoucnu pak budete moci byt bu\u010f prodat, nebo do n\u011bj p\u016fjdou t\u0159eba bydlet Va\u0161e d\u011bti, p\u0159\u00edpadn\u011b i Vy, kdy\u017e V\u00e1m Va\u0161e sou\u010dasn\u00e9 bydlen\u00ed bude p\u0159ipadat ji\u017e zbyte\u010dn\u011b velk\u00e9. Nebo ho budete pronaj\u00edmat a p\u0159\u00edjmy z n\u00e1jmu V\u00e1m budou zvy\u0161ovat V\u00e1\u0161 \u017eivotn\u00ed standart.P\u0159edpokladem je, \u017ee dostanete hypot\u00e9ku. Na na\u0161em trhu je nab\u00edz\u00ed nejen tradi\u010dn\u00ed banky, sta\u010d\u00ed se trochu informovat. Spl\u00e1cet ji by pro V\u00e1s nem\u011bl b\u00fdt probl\u00e9m, sta\u010d\u00ed sehnat do bytu n\u00e1jemn\u00edky a hypot\u00e9ku budete spl\u00e1cet n\u00e1jmem. A\u017e ji splat\u00edte, bude V\u00e1m byt vyd\u011bl\u00e1vat.Je t\u0159eba si promyslet Va\u0161e mo\u017enosti, kolik pen\u011bz m\u016f\u017eete investovat a jak velkou hypot\u00e9ku si m\u016f\u017eete vz\u00edt. Podle toho vyberete vhodn\u00fd byt. Lep\u0161\u00ed je ur\u010dit\u011b byt v&nbsp;novostavb\u011b. Rychleji tam se\u017eenete n\u00e1jemn\u00edky, m\u016f\u017eete po\u017eadovat i vy\u0161\u0161\u00ed n\u00e1jem a nemus\u00edte se tolik starat o \u00fadr\u017ebu ani vkl\u00e1dat pen\u00edze do n\u011bjak\u00fdch oprav. Z\u00e1le\u017e\u00ed tak\u00e9 na vhodn\u00e9 lokalit\u011b, ide\u00e1ln\u00ed jsou men\u0161\u00ed m\u011bsta, kde se investuje do pr\u016fmyslov\u00fdch z\u00f3n a d\u00e1 se po\u010d\u00edtat s&nbsp;p\u0159\u00edlivem obyvatel. Byty tam je\u0161t\u011b nebudou tak drah\u00e9 a ceny do budoucna jist\u011b porostou.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Zajistit se na st\u00e1\u0159\u00ed","item":"https:\/\/www.zerba.cz\/zajistit-se-na-stari\/#breadcrumbitem"}]}]