[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/zakladni-pojmy-ktere-byste-meli-znat-pokud-chcete-investovat\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/zakladni-pojmy-ktere-byste-meli-znat-pokud-chcete-investovat\/","headline":"Z\u00e1kladn\u00ed pojmy, kter\u00e9 byste m\u011bli zn\u00e1t, pokud chcete investovat!","name":"Z\u00e1kladn\u00ed pojmy, kter\u00e9 byste m\u011bli zn\u00e1t, pokud chcete investovat!","description":"Pokud chceme investovat, je pot\u0159eba ujasnit si z\u00e1kladn\u00ed pojmy. Na kapit\u00e1lov\u00e9m trhu vystupuje n\u011bkolik subjekt\u016f: ·        Emitent – je ten, kdo cenn\u00e9 pap\u00edry vyd\u00e1v\u00e1 a um\u00edst\u00ed je na kapit\u00e1lov\u00fd trh. ·        Investor – je ten, kdo pen\u00edze investuje a nakupuje cenn\u00e9 pap\u00edry (tak\u017ee vy). ·        Obchodn\u00edci s cenn\u00fdmi pap\u00edry – b\u00fdvaj\u00ed v\u011bt\u0161inou investi\u010dn\u00ed spole\u010dnosti. ·        Zprost\u0159edkovatel …

Z\u00e1kladn\u00ed pojmy, kter\u00e9 byste m\u011bli zn\u00e1t, pokud chcete investovat!<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2017-07-14","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a293026_w1990_t1505402509.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a293026_w1990_t1505402509.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/zakladni-pojmy-ktere-byste-meli-znat-pokud-chcete-investovat\/","about":["Investice"],"wordCount":561,"articleBody":"\tPokud chceme investovat, je pot\u0159eba ujasnit si z\u00e1kladn\u00ed pojmy. Na kapit\u00e1lov\u00e9m trhu vystupuje n\u011bkolik subjekt\u016f:\t\t·        Emitent – je ten, kdo cenn\u00e9 pap\u00edry vyd\u00e1v\u00e1 a um\u00edst\u00ed je na kapit\u00e1lov\u00fd trh.\t·        Investor – je ten, kdo pen\u00edze investuje a nakupuje cenn\u00e9 pap\u00edry (tak\u017ee vy).\t·        Obchodn\u00edci s cenn\u00fdmi pap\u00edry – b\u00fdvaj\u00ed v\u011bt\u0161inou investi\u010dn\u00ed spole\u010dnosti.\t·        Zprost\u0159edkovatel – \u010dlov\u011bk, kter\u00fd uzav\u0159e smlouvu mezi investorem a investi\u010dn\u00ed spole\u010dnost\u00ed.\t·        Organiz\u00e1tor trhu – to je pr\u00e1v\u011b v\u00fd\u0161e zmi\u0148ovan\u00e1 burza.\t·        Depozit\u00e1\u0159 – banka, kter\u00e1 ru\u010d\u00ed za investice cel\u00fdm sv\u00fdm majetkem, aby investo\u0159i o sv\u00e9 pen\u00edze nep\u0159i\u0161li.\t\tD\u00e1le je pot\u0159eba se zorientovat v z\u00e1kladn\u00edch typech cenn\u00fdch pap\u00edr\u016f:\t·        Akcie – jedn\u00e1 se o takov\u00fd cenn\u00fd pap\u00edr, kter\u00fd v\u00e1m potvrzuje, \u017ee jste spolumajitelem podniku, kter\u00fd jej vydal. To znamen\u00e1, \u017ee se m\u016f\u017eete pod\u00edlet na \u0159\u00edzen\u00ed tohoto podniku, proto\u017ee zde m\u00e1te hlasovac\u00ed pr\u00e1va. Pro akcie je typick\u00e1 vysok\u00e1 volatilita tr\u017en\u00ed hodnoty, kter\u00e1 se od nomin\u00e1ln\u00ed hodnoty (napsan\u00e9 p\u0159\u00edmo na cenn\u00e9m pap\u00edru) m\u016f\u017ee li\u0161it. S akciemi je spojeno pr\u00e1vo na v\u00fdplatu dividend. Doporu\u010den\u00fd horizont pro investov\u00e1n\u00ed do akci\u00ed je zhruba 15 – 20 let.\t·        Dluhopis – pokud koup\u00edte dluhopis, vystupujete v tomto vztahu jako v\u011b\u0159itel, a emitent vystupuje v pozici dlu\u017en\u00edka. Znamen\u00e1 to tedy, \u017ee emitentovi p\u016fj\u010d\u00edte pen\u00edze na ur\u010ditou dobu. Emitent se zavazuje, \u017ee v\u00e1m tyto pen\u00edze po ur\u010dit\u00e9 dob\u011b vr\u00e1t\u00ed, hodnota v\u0161ak bude nav\u00fd\u0161en\u00e1 o p\u0159edem dohodnut\u00fd zisk. Doporu\u010den\u00fd horizont pro investov\u00e1n\u00ed je 3 a v\u00edce let. Potom je dluhopis schopn\u00fd p\u0159in\u00e9st velice zaj\u00edmav\u00e9 zhodnocen\u00ed.\tPosledn\u00edm d\u016fle\u017eit\u00fdm bodem je zp\u016fsob investov\u00e1n\u00ed. Rozli\u0161ujeme dva typy, ka\u017ed\u00fd z v\u00e1s si tedy m\u016f\u017ee vybrat dle sv\u00fdch schopnost\u00ed a mo\u017enost\u00ed:\t·        P\u0159\u00edm\u00e9 investov\u00e1n\u00ed – znamen\u00e1 to, \u017ee si sami budete hl\u00eddat kol\u00eds\u00e1n\u00ed akci\u00ed, kter\u00e9 budete n\u00e1sledn\u011b nakupovat nebo prod\u00e1vat. P\u0159\u00edm\u00e9 investov\u00e1n\u00ed je v\u0161ak spojeno s velk\u00fdm rizikem, vy\u017eaduje opravdu rozs\u00e1hl\u00e9 znalosti, ale m\u016f\u017ee p\u0159in\u00e9st zna\u010dn\u00fd v\u00fdnos (bohu\u017eel i ztr\u00e1tu).\t·        Kolektivn\u00ed investov\u00e1n\u00ed – znamen\u00e1 investov\u00e1n\u00ed do pod\u00edlov\u00fdch fond\u016f. Investujete pen\u00edze do spole\u010dnosti, kter\u00e1 se o n\u011b bude starat. Tento typ je vhodn\u00fd pro lidi, kte\u0159\u00ed neradi riskuj\u00ed, maj\u00ed omezen\u00e9 zdroje a nec\u00edt\u00ed se na to, aby o sv\u00fdch financ\u00edch sami rozhodovali. V\u00fdhodou je, \u017ee nemus\u00edte m\u00edt t\u00e9m\u011b\u0159 \u017e\u00e1dn\u00e9 znalosti, proto\u017ee ty znalosti m\u00e1 pr\u00e1v\u011b investi\u010dn\u00ed spole\u010dnost. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1kladn\u00ed pojmy, kter\u00e9 byste m\u011bli zn\u00e1t, pokud chcete investovat!","item":"https:\/\/www.zerba.cz\/zakladni-pojmy-ktere-byste-meli-znat-pokud-chcete-investovat\/#breadcrumbitem"}]}]