[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/zkousky-odborne-zpusobilosti-jsou-tu\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/zkousky-odborne-zpusobilosti-jsou-tu\/","headline":"Zkou\u0161ky odborn\u00e9 zp\u016fsobilosti jsou tu!","name":"Zkou\u0161ky odborn\u00e9 zp\u016fsobilosti jsou tu!","description":"Jak u\u017e bylo \u0159e\u010deno, zkou\u0161ky budou povinn\u00e9 a do dvou lete se jim mus\u00ed podrobit v\u0161ichni, kte\u0159\u00ed cht\u011bj\u00ed nad\u00e1le zprost\u0159edkov\u00e1vat nebo poskytovat \u00fav\u011bry. V\u00fdsledky prvn\u00edch test\u016f jsou ji\u017e nyn\u00ed uspokojiv\u00e9. Z\u00e1kon o spot\u0159ebitelsk\u00e9m \u00fav\u011bru umo\u017e\u0148uje na p\u0159echodn\u00e9 obdob\u00ed, tedy do prosince 2018 nahradit zkou\u0161ku \u010destn\u00fdm prohl\u00e1\u0161en\u00edm, Od prosince 2018 v\u0161ak mus\u00ed m\u00edt ka\u017ed\u00fd zprost\u0159edkovatel nebo &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/zkousky-odborne-zpusobilosti-jsou-tu\/\"> <span class=\"screen-reader-text\">Zkou\u0161ky odborn\u00e9 zp\u016fsobilosti jsou tu!<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2017-04-29","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a288292_w1991_t1498742064.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a288292_w1991_t1498742064.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/zkousky-odborne-zpusobilosti-jsou-tu\/","about":["Hypot\u00e9ky"],"wordCount":502,"articleBody":"\tJak u\u017e bylo \u0159e\u010deno, zkou\u0161ky budou povinn\u00e9 a do dvou lete se jim mus\u00ed podrobit v\u0161ichni, kte\u0159\u00ed cht\u011bj\u00ed nad\u00e1le zprost\u0159edkov\u00e1vat nebo poskytovat \u00fav\u011bry. V\u00fdsledky prvn\u00edch test\u016f jsou ji\u017e nyn\u00ed uspokojiv\u00e9.\t\tZ\u00e1kon o spot\u0159ebitelsk\u00e9m \u00fav\u011bru umo\u017e\u0148uje na p\u0159echodn\u00e9 obdob\u00ed, tedy do prosince 2018 nahradit zkou\u0161ku \u010destn\u00fdm prohl\u00e1\u0161en\u00edm, Od prosince 2018 v\u0161ak mus\u00ed m\u00edt ka\u017ed\u00fd zprost\u0159edkovatel nebo poskytovatel \u00fav\u011br\u016f zkou\u0161ku dle z\u00e1kona slo\u017eenou. Tyto zkou\u0161ky odborn\u00e9 zp\u016fsobilosti mohou prov\u00e1d\u011btpouze spole\u010dnosti, kter\u00e9 z\u00edskaly akreditaci \u010cesk\u00e9 n\u00e1rodn\u00ed banky. V tuto chv\u00edli to m\u016f\u017ee b\u00fdt nap\u0159\u00edklad \u010cesk\u00e1 bankovn\u00ed asociace.\tTyto zkou\u0161ky pak lze skl\u00e1dat v n\u011bkolika kategori\u00edch, kter\u00fdmi jsou tyto:\t&nbsp;\t1.&nbsp; spot\u0159ebitelsk\u00e9 \u00fav\u011bry jin\u00e9 ne\u017e na bydlen\u00ed\t2.&nbsp; v\u00e1zan\u00e9 spot\u0159ebitelsk\u00e9 \u00fav\u011bry\t3.&nbsp; spot\u0159ebitelsk\u00e9 \u00fav\u011bry na bydlen\u00ed\t4.&nbsp; Kombinace 1. + 3. kategorie\t&nbsp;\t&nbsp;\t&nbsp;\tPrvn\u00ed v\u00fdsledky&nbsp;Jak u\u017e jsem uvedla, prvn\u00ed zkou\u0161en\u00ed u\u017e bylo provedeno a dopadlo dob\u0159e. Toto prvn\u00ed kolo prob\u011bhlo v dubnu leto\u0161n\u00edho roku. Jeho \u00fa\u010dastn\u00edky byli jak zam\u011bstnanci bankovn\u00edch \u00fastav\u016f, tak z\u00e1stupci zprost\u0159edkovatel\u016f nez\u00e1visl\u00fdch finan\u010dn\u00edch poradensk\u00fdch spole\u010dnost\u00ed.&nbsp;\tPot\u0159eba vzd\u011bl\u00e1v\u00e1n\u00ed!Zkou\u0161ka \u00fadajn\u011b nen\u00ed slo\u017eit\u00e1 a jej\u00ed \u00fasp\u011b\u0161n\u00e9 slo\u017een\u00ed by, v z\u00e1vislosti na dosavadn\u00edch znalostech a samoz\u0159ejm\u011b praxi, nem\u011blo b\u00fdt nic t\u011b\u017ek\u00e9ho. Pokud se \u010dlov\u011bk bude t\u00e9to problematice v\u011bnovat a studiu vynalo\u017e\u00ed adekv\u00e1tn\u00ed \u010das, m\u011bl by zkou\u0161ku po m\u011bs\u00edci studia slo\u017eit zcela bez probl\u00e9m\u016f. Ji\u017e v tuto chv\u00edli je mo\u017en\u00e9 se p\u0159ihl\u00e1sit do p\u0159\u00edpravn\u00fdch kurz\u016f na tyto zkou\u0161ky, tak\u017ee mo\u017enosti p\u0159\u00edprav u\u017e v tuto chv\u00edli jsou velmi dobr\u00e9. P\u0159\u00edpravn\u00e9 kurzy v\u011bt\u0161inou prob\u00edhaj\u00ed online a krom\u011b toho, \u017ee by v\u00e1m m\u011bly dodat d\u016fle\u017eit\u00e9 informace, nab\u00edz\u00ed tak\u00e9 cvi\u010dn\u00e9 testy. Cena za tyto kurzy se v tuto chv\u00edli pohybuje okolo 1.000,- K\u010d. Cena je lidov\u00e1. D\u00e1 se tedy p\u0159edpokl\u00e1dat, \u017ee v\u00fd\u0161e ceny odpov\u00edd\u00e1 tomu, \u017ee osoby, kter\u00e9 ji\u017e v oboru pracuj\u00ed, mus\u00ed tyto testy splnit. O\u010dek\u00e1v\u00e1me d\u00e1le, \u017ee ceny po konci roku 2018 budou stoupat, vzhledem k tomu, \u017ee u\u017e budou ur\u010deny osob\u00e1m, kter\u00e9 v oboru nepracovaly a rozhodly se tak a\u017e po novele.&nbsp;Celkov\u00e1 \u00fasp\u011b\u0161nost t\u011bchto test\u016f, respektive t\u011bch, kte\u0159\u00ed skl\u00e1dali tyto testy, je odhadov\u00e1na na 91%. Tedy ze 44 \u00fa\u010dastn\u00edk\u016f druh\u00e9ho zn\u00e1m\u00e9ho testov\u00e1n\u00ed usp\u011blo 40.&nbsp;Zkou\u0161ky ur\u010dit\u011b p\u0159inesou velkou \u00falevu nejen bank\u00e1m, ale tak\u00e9 klient\u016fm, kte\u0159\u00ed \u017e\u00e1daj\u00ed jak o hypot\u00e9ky, tak v souvislosti se sn\u00ed\u017een\u00edm mo\u017enosti dostat stoprocentn\u00ed hypot\u00e9ku, o spot\u0159ebitelsk\u00e9 \u00fav\u011bry.                                                                                                                                                                                                                                                                                                                                                                                                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