[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/zlate-a-platinove-kreditni-karty\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/zlate-a-platinove-kreditni-karty\/","headline":"Zlat\u00e9 a platinov\u00e9 kreditn\u00ed karty","name":"Zlat\u00e9 a platinov\u00e9 kreditn\u00ed karty","description":"Pro koho jsou tyto kreditn\u00ed karty ur\u010deny?   Takov\u00e9 kreditn\u00ed karty nejsou ur\u010dit\u011b pro ka\u017ed\u00e9ho. V\u011bt\u0161inou jsou zde vysok\u00e9 limit od 100 000 K\u010d a\u017e do 500 000 K\u010d a n\u011bkdy i v\u00edce. Tyto kreditn\u00ed karty jsou ur\u010deny hlavn\u011b pro “bonitn\u00ed” klienty s ur\u010dit\u00fdm p\u0159\u00edjmem, kter\u00fd je pot\u0159eba v\u011bt\u0161inou dolo\u017eit.  U takov\u00e9 karty jsou \u010dasto …

Zlat\u00e9 a platinov\u00e9 kreditn\u00ed karty<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2021-06-17","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a310417_w1998_t1521358160.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a310417_w1998_t1521358160.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/zlate-a-platinove-kreditni-karty\/","about":["P\u016fj\u010dky"],"wordCount":513,"articleBody":"Pro koho jsou tyto kreditn\u00ed karty ur\u010deny? Takov\u00e9 kreditn\u00ed karty nejsou ur\u010dit\u011b pro ka\u017ed\u00e9ho. V\u011bt\u0161inou jsou zde vysok\u00e9 limit od 100 000 K\u010d a\u017e do 500 000 K\u010d a n\u011bkdy i v\u00edce. Tyto kreditn\u00ed karty jsou ur\u010deny hlavn\u011b pro “bonitn\u00ed” klienty s ur\u010dit\u00fdm p\u0159\u00edjmem, kter\u00fd je pot\u0159eba v\u011bt\u0161inou dolo\u017eit.  U takov\u00e9 karty jsou \u010dasto i poplatky za veden\u00ed. Mnohdy tyto kreditn\u00ed karty nejsou ani v klasick\u00e9 nab\u00eddce finan\u010dn\u00ed instituce, ale jsou pouze na \u017e\u00e1dost klienta, kter\u00e1 se posuzuje podle jin\u00fdch parametr\u016f oproti \u017e\u00e1dosti o klasickou kreditn\u00ed kartu.Doporu\u010duje se pro lidi, kte\u0159\u00ed maj\u00ed p\u0159\u00edjem zhruba od 50 000 K\u010d \u010dist\u00e9ho v\u00edce. Jinak jsou parametry dost stejn\u00e9 jako u jin\u00e9 kreditn\u00ed karty, ale nemus\u00ed zde b\u00fdt poplatek za veden\u00ed. V\u011bt\u0161inou takov\u00fdm klient\u016fm nejde a\u017e tak o poplatky, ale o dal\u0161\u00ed slu\u017eby. Ne\u0159e\u0161\u00ed v\u011bt\u0161inou ani \u00faroky, jen \u010derpaj\u00ed a \u010dasto ani nespl\u00e1c\u00ed v bez\u00faro\u010dn\u00e9m obdob\u00ed. Zn\u00e1m to z vlastn\u00ed zku\u0161enosti v r\u00e1mci pr\u00e1ce v bance. Jak\u00e9 jsou v\u00fdhody takov\u00fdch kreditn\u00edch karet? Mohou zde b\u00fdt r\u016fzn\u00e9 benefity. \u010casto zde b\u00fdv\u00e1 u\u017e v cen\u011b karty n\u011bjak\u00e9 presti\u017en\u00ed poji\u0161t\u011bn\u00ed a velice \u010dasto i cestovn\u00ed rodinn\u00e9 poji\u0161t\u011bn\u00ed. Jsou zde VIP slu\u017eby – vstup do gold salonku na leti\u0161ti, speci\u00e1ln\u00ed odbaven\u00ed, r\u016fzn\u00e9 dopl\u0148kov\u00e9 slu\u017eby v r\u00e1mci golfov\u00fdch destinac\u00ed a mnoho dal\u0161\u00edho. Ka\u017ed\u00e1 spole\u010dnost m\u016f\u017ee m\u00edt jin\u00e9 v\u00fdhody. Ur\u010dit\u011b je dobr\u00e9 se na v\u00fdhody pod\u00edvat. Jsou zde i slevy za platbu kreditn\u00ed kartou u vybran\u00fdch obchodn\u00edk\u016f. V r\u00e1mci VIP bal\u00ed\u010dku m\u016f\u017ee b\u00fdt takov\u00e1 karta vedena bez poplatku. V\u00fdhodou je tak\u00e9 vysok\u00fd kreditn\u00ed limit. V\u011bt\u0161ina klient\u016f, kte\u0159\u00ed si takovou kartu z\u0159\u00edd\u00ed plat\u00ed i jednor\u00e1zov\u011b velk\u00e9 \u010d\u00e1stky a vysok\u00fd limit je v tomto p\u0159\u00edpad\u011b ide\u00e1ln\u00ed. Je zde tak\u00e9 mo\u017enost p\u0159evodu pen\u011bz na b\u011b\u017en\u00fd \u00fa\u010det. V tomto p\u0159\u00edpad\u011b je pot\u0159eba se p\u0159esv\u011bd\u010dit o tom, zda je p\u0159i takov\u00e9 operaci \u00fa\u010dtov\u00e1n \u00farok. Proto\u017ee p\u0159i p\u0159evodu pen\u011bz na b\u011b\u017en\u00fd \u00fa\u010det v\u011bt\u0161inou b\u00fdv\u00e1 \u00farokov\u00e1 sazba a\u017e kolem 29,99% ro\u010dn\u011b. Ov\u0161em v tomto p\u0159\u00edpad\u011b zde mohou b\u00fdt i speci\u00e1ln\u00ed spl\u00e1tkov\u00e9 programy. Je pot\u0159eba se informovat v konkr\u00e9tn\u00ed finan\u010dn\u00ed instituci. Rozhodn\u011b zlatou \u010di platinovou kreditn\u00ed kartu doporu\u010duji lidem s velk\u00fdm p\u0159\u00edjmem a lidem, kte\u0159\u00ed tzv. “to\u010d\u00ed pen\u00edze”. Zde lze hodn\u011b u\u0161et\u0159it p\u0159i platb\u00e1ch. Lidem, kte\u0159\u00ed nemaj\u00ed tak vysok\u00fd p\u0159\u00edjem nedoporu\u010duji si tuto presti\u017en\u00ed kartu zakl\u00e1dat. \u010clov\u011bka to potom m\u016f\u017ee l\u00e1kat k velk\u00e9mu utr\u00e1cen\u00ed d\u00edky vysok\u00e9mu kreditn\u00edmu limitu. Pamatujte si, \u017ee v\u017edy je pot\u0159eba \u010d\u00e1stku zase doplatit. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Zlat\u00e9 a platinov\u00e9 kreditn\u00ed karty","item":"https:\/\/www.zerba.cz\/zlate-a-platinove-kreditni-karty\/#breadcrumbitem"}]}]